Upper Grand Lagoon is a community in Bay County, Florida, home to about 17,232 people across 8.1 square miles. Its ZIP code is 32408, and parts of 32407 are in Upper Grand Lagoon too.
Homes sold for a median of $316 per square foot in the three months ending August 2026, a buyer’s market.
Mostly Upper Grand Lagoon; also Lower Grand Lagoon
Mostly Panama City Beach; part is in Upper Grand Lagoon
Each card is that ZIP code’s whole market, including any part outside Upper Grand Lagoon. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Upper Grand Lagoon’s story and what everyday life there is like, for people thinking about moving in.
Are you a local agent who knows Upper Grand Lagoon well? Agents who advertise here will be able to write the guide. Advertise on OfferBacked
| Nearest major airport | Pensacola International Airport (PNS)89 miles away |
|---|---|
| Closer regional airport | Northwest Florida Beaches International Airport (ECP)13 miles away |
| Nearest city of 250,000+ | Jacksonville, FL243 miles away |
| Nearest city of 1 million+ | Houston, TX578 miles away |
Straight-line distances from the center of Upper Grand Lagoon; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Upper Grand Lagoon had 15,778 residents in the 2020 census, up 45% since 2000.
It’s the 232nd largest of 954 towns in Florida by population.
Bay County grew from 11,407 residents in 1920 to 175,216 in 2020.
Bay County, 1920–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 91°F in summer, and winter lows average 43°F. About 61.3 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Panama City 5n, FL weather station (7 miles away).
62,282 jobs at 5,306 businesses in Bay County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
61 doctors and other health care providers list an office in Upper Grand Lagoon.
Nearest hospitals
Providers with an office here
| Primary care doctors | 4 |
|---|---|
| Specialist doctors | 4 |
| Dentists | 4 |
| Nurse practitioners and physician assistants | 17 |
| Mental health providers | 21 |
| Physical and occupational therapists | 8 |
| Chiropractors | 3 |
| Pharmacies | 1 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (3 nearby)
Grocery stores (1 nearby)
Pharmacies
Libraries
Museums
Theaters and performance venues
Counts are within about 2 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Bay. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Patronis Elementary SchoolPanama City Beach | K–5 | 589 | Public | 1.5 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Panama City Beach and Lower Grand Lagoon.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.