Callaway is a city in Bay County, Florida, home to about 13,496 people across 9.4 square miles. It has no ZIP code of its own: it’s part of 32404.
Homes sold for a median of $177 per square foot in the three months ending August 2026, a balanced market.
Mostly Panama City; part is in Callaway
Each card is that ZIP code’s whole market, including any part outside Callaway. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Callaway’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Pensacola International Airport (PNS)98 miles away |
|---|---|
| Closer regional airport | Northwest Florida Beaches International Airport (ECP)19 miles away |
| Nearest city of 250,000+ | Jacksonville, FL234 miles away |
| Nearest city of 1 million+ | Houston, TX588 miles away |
Straight-line distances from the center of Callaway; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Callaway had 13,045 residents in the 2020 census, down 8% since 2000.
It’s the 287th largest of 954 towns in Florida by population.
Bay County grew from 11,407 residents in 1920 to 175,216 in 2020.
Bay County, 1920–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 91°F in summer, and winter lows average 43°F. About 61.3 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Panama City 5n, FL weather station (8 miles away).
62,282 jobs at 5,306 businesses in Bay County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
92 doctors and other health care providers list an office in Callaway.
Nearest hospitals
Providers with an office here
| Primary care doctors | 3 |
|---|---|
| Specialist doctors | 1 |
| Dentists | 9 |
| Nurse practitioners and physician assistants | 21 |
| Mental health providers | 25 |
| Physical and occupational therapists | 21 |
| Optometrists | 3 |
| Chiropractors | 9 |
| Pharmacies | 7 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (2 nearby)
Grocery stores (4 nearby)
Pharmacies (2 nearby)
Libraries
Museums
Theaters and performance venues
Counts are within about 2 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Bay. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Callaway Elementary SchoolPanama City | Pre-K–5 | 622 | Public | 0.9 mi |
| Deer Point Elementary SchoolPanama City | Pre-K–5 | 735 | Public | 6.4 mi |
| Parker Elementary SchoolPanama City | Pre-K–5 | 510 | Public | 2.5 mi |
| Tommy Smith Elementary SchoolPanama City | Pre-K–5 | 677 | Public | 5.3 mi |
| North Bay Haven Charter Academy Elementary SchoolPanama City | K–5 | 696 | Charter | 5.0 mi |
| Merritt Brown Middle SchoolPanama City | 6–8 | 634 | Public | 5.4 mi |
| North Bay Haven Charter Academy Middle SchoolPanama City | 6–8 | 526 | Charter | 5.0 mi |
| North Bay Haven Career AcademyPanama City | 9–12 | 865 | Charter | 5.0 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Panama City, Parker, Springfield and Lynn Haven.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.