Cedar Grove is a community in Bay County, Florida, home to about 3,802 people across 2.6 square miles. It has no ZIP code of its own: it’s part of 32401 and 32405.
Homes sold for a median of $197 per square foot across 2 ZIP codes in the three months ending August 2026, and 0 of 2 were seller’s markets.
Mostly Panama City; part is in Cedar Grove
Mostly Panama City; part is in Cedar Grove
Each card is that ZIP code’s whole market, including any part outside Cedar Grove. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Cedar Grove’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Pensacola International Airport (PNS)93 miles away |
|---|---|
| Closer regional airport | Northwest Florida Beaches International Airport (ECP)14 miles away |
| Nearest city of 250,000+ | Jacksonville, FL239 miles away |
| Nearest city of 1 million+ | Houston, TX582 miles away |
Straight-line distances from the center of Cedar Grove; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Cedar Grove had 3,148 residents in the 2020 census, down 41% since 2000.
It’s the 545th largest of 954 towns in Florida by population.
Bay County grew from 11,407 residents in 1920 to 175,216 in 2020.
Bay County, 1920–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 91°F in summer, and winter lows average 43°F. About 61.3 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Panama City 5n, FL weather station (4 miles away).
62,282 jobs at 5,306 businesses in Bay County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
1,389 doctors and other health care providers list an office in Cedar Grove’s ZIP codes.
Nearest hospitals
Providers with an office here
| Primary care doctors | 105 |
|---|---|
| Specialist doctors | 272 |
| Dentists | 73 |
| Nurse practitioners and physician assistants | 382 |
| Mental health providers | 427 |
| Physical and occupational therapists | 87 |
| Optometrists | 20 |
| Chiropractors | 23 |
| Pharmacies | 24 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Grocery stores (4 nearby)
Pharmacies (2 nearby)
Libraries
Museums (1 nearby)
Theaters and performance venues
Counts are within about 1.5 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Bay, Fsu Bay. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Cedar Grove Elementary SchoolPanama City | Pre-K–5 | 495 | Public | 2.9 mi |
| Exceptional Student EducationPanama City | Pre-K–12 | — | Special Education | 1.2 mi |
| Hiland Park Elementary SchoolPanama City | Pre-K–5 | 684 | Public | 2.5 mi |
| Lucille Moore Elementary SchoolPanama City | Pre-K–5 | 543 | Public | 2.3 mi |
| Margaret K. Lewis in MillvillePanama City | Pre-K–12 | 170 | Special Education | 3.7 mi |
| Merriam Cherry Street ElementaryPanama City | Pre-K–5 | 343 | Public | 3.2 mi |
| Northside Elementary SchoolPanama City | Pre-K–5 | 569 | Public | 0.6 mi |
| Oscar Patterson AcademyPanama City | Pre-K–4 | 394 | Public | 2.3 mi |
| St. Andrew School at Oakland TerracePanama City | Pre-K–5 | 55 | Alternative Education | 1.8 mi |
| Bay Haven Charter AcademyPanama City | K–5 | 766 | Charter | 3.0 mi |
| Bay Regional Juvenile Detention CenterPanama City | K–12 | — | Alternative Education | 1.7 mi |
| Bay Virtual Instruction ProgramPanama City | K–12 | 2 | Public | 1.2 mi |
| Palm Bay Elementary SchoolPanama City | K–5 | 321 | Charter | 1.4 mi |
| Rising Leaders AcademyPanama City | K–12 | 311 | Charter | 1.6 mi |
| University Academy Sabl IncPanama City | K–8 | 711 | Charter | 1.6 mi |
| Bay Virtual FranchisePanama City | 3–12 | 25 | Public | 1.2 mi |
| Bay Haven Charter Middle SchoolPanama City | 6–8 | 429 | Charter | 3.0 mi |
| Bay Virtual Instruction Program (District Provided)Panama City | 6–12 | 14 | Public | 1.2 mi |
| Jinks Middle SchoolPanama City | 6–8 | 541 | Public | 1.3 mi |
| New Horizons Learning CenterPanama City | 6–12 | 93 | Alternative Education | 1.9 mi |
| Palm Bay Preparatory Academy 6-12Panama City | 6–12 | 203 | Charter | 1.4 mi |
| Rosenwald High SchoolPanama City | 6–12 | 351 | Alternative Education | 2.2 mi |
| Rutherford High SchoolPanama City | 6–12 | 1,394 | Public | 3.5 mi |
| Amikids Maritime AcademyPanama City | 9–12 | 26 | Charter | 2.5 mi |
| Bay High SchoolPanama City | 9–12 | 1,289 | Public | 1.3 mi |
| Central High SchoolPanama City | 9–12 | 99 | Charter, Alternative Education | 1.0 mi |
| Chautauqua Charter SchoolPanama City | 9–12 | 52 | Charter, Special Education | 1.5 mi |
| The Collegiate School at Fsu PcPanama City | 9–12 | 178 | Charter | 1.9 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Holy Nativity Episcopal SchoolPanama City | Pre-K–8 | 243 | Episcopal | 2.9 mi |
| Panama City Advanced SchoolPanama City | Pre-K–12 | 159 | Islamic | 1.5 mi |
| Panama City Trilingual SchoolPanama City | Pre-K–9 | 116 | Nonsectarian | 2.6 mi |
| Square Pegs Learning CenterPanama City | Pre-K–12 | 38 | Nonsectarian | 1.8 mi |
| St John Catholic AcademyPanama City | Pre-K–8 | 136 | Roman Catholic | 1.9 mi |
| Adventist Christian AcademyPanama City | K–8 | 37 | Seventh-day Adventist | 1.1 mi |
| Bacot AcademyPanama City | K–12 | 35 | Christian (no specific denomination) | 0.3 mi |
| Covenant Christian SchoolPanama City | K–11 | 75 | Christian (no specific denomination) | 1.4 mi |
| Kaleidoscope School of DiscoveryPanama City | K–12 | 159 | Nonsectarian | 0.5 mi |
| Gateway Christian Academy IncPanama City | 1–11 | 15 | Pentecostal | 3.7 mi |
| Gulf Coast School for AutismPanama City | Ungraded | 25 | Nonsectarian | 1.7 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Panama City, Springfield, Lynn Haven and Pretty Bayou.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.