Closing costs by state
Transfer taxes, mortgage taxes and closing customs differ a lot by state. Pick a state to see what buyers typically pay.
States
| State | Typical total, 20% down | Buyer-paid taxes | Closings handled by |
|---|---|---|---|
| Alabama | 1.5%–3.2% | 1 | A title or settlement company |
| Alaska | 1.5%–3.6% | None | A title or settlement company |
| Arizona | 1.4%–3.2% | None | A title or settlement company |
| Arkansas | 1.4%–3.5% | None | A title or settlement company |
| California | 1.6%–3.5% | None | An escrow company |
| Colorado | 1.4%–3.2% | 1 | A title or settlement company |
| Connecticut | 2.1%–4.4% | None | An attorney |
| Delaware | 3.5%–5.8% | 1 | An attorney |
| District of Columbia | 3.2%–5.0% | 1 | A title or settlement company |
| Florida | 1.9%–4.1% | 2 | A title or settlement company |
| Georgia | 2.1%–4.2% | 1 | An attorney |
| Hawaii | 1.4%–3.5% | None | A title or settlement company |
| Idaho | 1.4%–3.2% | None | A title or settlement company |
| Illinois | 1.7%–4.2% | 1 | An attorney |
| Indiana | 1.5%–3.6% | None | A title or settlement company |
| Iowa | 1.6%–3.8% | None | A title or settlement company |
| Kansas | 1.6%–3.9% | None | A title or settlement company |
| Kentucky | 1.5%–3.6% | None | A title or settlement company |
| Louisiana | 1.4%–3.5% | None | A title or settlement company |
| Maine | 1.8%–3.9% | 1 | A title or settlement company |
| Maryland | 2.3%–5.2% | 3 | A title or settlement company |
| Massachusetts | 2.0%–4.2% | None | An attorney |
| Michigan | 1.5%–3.7% | None | A title or settlement company |
| Minnesota | 1.7%–3.5% | 1 | A title or settlement company |
| Mississippi | 1.5%–3.6% | None | A title or settlement company |
| Missouri | 1.5%–3.6% | None | A title or settlement company |
| Montana | 1.5%–3.6% | None | A title or settlement company |
| Nebraska | 1.6%–3.8% | None | A title or settlement company |
| Nevada | 1.4%–3.4% | 1 | A title or settlement company |
| New Hampshire | 2.4%–4.7% | 1 | A title or settlement company |
| New Jersey | 2.2%–4.6% | None | An attorney |
| New Mexico | 1.5%–3.6% | None | A title or settlement company |
| New York | 2.7%–5.1% | 1 | An attorney |
| North Carolina | 1.6%–3.9% | None | An attorney |
| North Dakota | 1.5%–3.7% | None | A title or settlement company |
| Ohio | 1.5%–3.7% | None | A title or settlement company |
| Oklahoma | 1.5%–3.3% | 1 | A title or settlement company |
| Oregon | 1.5%–3.3% | None | A title or settlement company |
| Pennsylvania | 2.8%–5.3% | 1 | A title or settlement company |
| Rhode Island | 1.6%–3.8% | None | A title or settlement company |
| South Carolina | 1.5%–3.8% | None | An attorney |
| South Dakota | 1.5%–3.7% | None | A title or settlement company |
| Tennessee | 1.5%–4.0% | 2 | A title or settlement company |
| Texas | 1.5%–3.4% | None | A title or settlement company |
| Utah | 1.4%–3.2% | None | A title or settlement company |
| Vermont | 2.8%–5.3% | 1 | An attorney |
| Virginia | 2.3%–4.2% | 2 | A title or settlement company |
| Washington | 1.5%–3.3% | None | A title or settlement company |
| West Virginia | 1.5%–3.8% | None | An attorney |
| Wisconsin | 1.6%–3.8% | None | A title or settlement company |
| Wyoming | 1.5%–3.6% | None | A title or settlement company |