Swan Creek is a township in Saginaw County, Michigan, home to about 2,368 people across 23 square miles. It has no ZIP code of its own: it’s part of 48609 and 48655.
Homes sold for a median of $135 per square foot across 2 ZIP codes in the three months ending August 2026, and all of them were seller’s markets.
Mostly Thomas; part is in Swan Creek
Mostly St. Charles; part is in Swan Creek
Each card is that ZIP code’s whole market, including any part outside Swan Creek. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Swan Creek’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Gerald R. Ford International Airport (GRR)77 miles away |
|---|---|
| Closer regional airport | MBS International Airport (MBS)14 miles away |
| Nearest city of 250,000+ | Detroit, MI84 miles away |
| Nearest city of 1 million+ | Chicago, IL208 miles away |
Straight-line distances from the center of Swan Creek; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Swan Creek had 2,416 residents in the 2020 census, down 5% since 2000.
It’s the 730th largest of 1,531 towns in Michigan by population.
Saginaw County grew from 81,222 residents in 1900 to 190,124 in 2020.
Saginaw County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 83°F in summer, and winter lows average 16°F. About 34 inches of rain and melted snow fall in a typical year, with about 41 inches of snow.
Source: NOAA 1991–2020 climate normals, Saginaw #3, MI weather station (10 miles away).
77,361 jobs at 4,092 businesses in Saginaw County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
51 doctors and other health care providers list an office in Swan Creek’s ZIP codes.
Nearest hospitals
Providers with an office here
| Primary care doctors | 8 |
|---|---|
| Dentists | 3 |
| Nurse practitioners and physician assistants | 5 |
| Mental health providers | 18 |
| Physical and occupational therapists | 10 |
| Chiropractors | 7 |
| Pharmacies | 2 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (5 nearby)
Grocery stores
Libraries
Counts are within about 3.5 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Swan Valley School District, St. Charles Community Schools, Saginaw ISD. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Robert B Havens Elem SchoolSaginaw | Pre-K–5 | 390 | Public | 6.0 mi |
| Shields Elementary SchoolSaginaw | Pre-K–5 | 447 | Public | 6.6 mi |
| St Charles Elementary SchoolSaint Charles | Pre-K–6 | 317 | Public | 2.6 mi |
| Michael J McGivneySaginaw | K–12 | 3 | Public | 7.2 mi |
| St Charles Virtual SchoolSaint Charles | 1–12 | 60 | Public | 2.6 mi |
| Swan Valley Middle SchoolSaginaw | 6–8 | 408 | Public | 6.0 mi |
| St Charles Community MiddleHigh SchoolSaint Charles | 7–12 | 315 | Public | 2.6 mi |
| Swan Valley Adult and Alternative EducationSaginaw | 9–12 | 29 | Alternative Education | 6.0 mi |
| Swan Valley High SchoolSaginaw | 9–12 | 504 | Public | 6.0 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Community Baptist Christian SchoolSaginaw | Pre-K–12 | 74 | Baptist | 6.3 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Thomas, St. Charles, James, Fremont Township (Saginaw County), Brant, Albee and Marion Township (Saginaw County).
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.