St. Charles is a township in Saginaw County, Michigan, home to about 3,133 people across 36 square miles. Its ZIP code is 48655, and parts of 48616 are in St. Charles too.
Homes sold for a median of $132 per square foot in the three months ending August 2026, a seller’s market.
Mostly St. Charles; also Swan Creek and Fremont Township (Saginaw County)
Mostly Chesaning; part is in St. Charles
Each card is that ZIP code’s whole market, including any part outside St. Charles. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up St. Charles’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Gerald R. Ford International Airport (GRR)74 miles away |
|---|---|
| Closer regional airport | MBS International Airport (MBS)19 miles away |
| Nearest city of 250,000+ | Detroit, MI81 miles away |
| Nearest city of 1 million+ | Chicago, IL205 miles away |
Straight-line distances from the center of St. Charles; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
St. Charles had 3,183 residents in the 2020 census, down 6% since 2000.
It’s the 565th largest of 1,531 towns in Michigan by population.
Saginaw County grew from 81,222 residents in 1900 to 190,124 in 2020.
Saginaw County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 83°F in summer, and winter lows average 16°F. About 34 inches of rain and melted snow fall in a typical year, with about 41 inches of snow.
Source: NOAA 1991–2020 climate normals, Saginaw #3, MI weather station (14 miles away).
77,361 jobs at 4,092 businesses in Saginaw County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
12 doctors and other health care providers list an office in St. Charles.
Nearest hospitals
Providers with an office here
| Primary care doctors | 2 |
|---|---|
| Dentists | 2 |
| Nurse practitioners and physician assistants | 3 |
| Mental health providers | 1 |
| Physical and occupational therapists | 2 |
| Chiropractors | 2 |
| Pharmacies | 1 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (5 nearby)
Grocery stores
Libraries
Museums
Counts are within about 4 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by St. Charles Community Schools. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| St Charles Elementary SchoolSaint Charles | Pre-K–6 | 317 | Public | 2.1 mi |
| St Charles Virtual SchoolSaint Charles | 1–12 | 60 | Public | 2.0 mi |
| St Charles Community MiddleHigh SchoolSaint Charles | 7–12 | 315 | Public | 2.1 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Chesaning, Maple Grove Township (Saginaw County), Swan Creek, Fremont Township (Saginaw County), Brady Township (Saginaw County), Brant, Albee and Marion Township (Saginaw County).
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.