Saginaw Charter Township is a charter township in Saginaw County, Michigan, home to about 41,281 people across 25 square miles. Its ZIP codes are 48603 and 48638, and parts of 48602 and 48604 are in Saginaw Charter Township too.
Homes sold for a median of $122 per square foot across 2 ZIP codes in the three months ending August 2026, and all of them were seller’s markets.
Mostly Saginaw Charter Township; also Tittabawassee
All in Saginaw Charter Township
Mostly Saginaw City; part is in Saginaw Charter Township
Mostly Carrollton; part is in Saginaw Charter Township
Each card is that ZIP code’s whole market, including any part outside Saginaw Charter Township. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Saginaw Charter Township’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Gerald R. Ford International Airport (GRR)86 miles away |
|---|---|
| Closer regional airport | MBS International Airport (MBS)6 miles away |
| Nearest city of 250,000+ | Detroit, MI87 miles away |
| Nearest city of 1 million+ | Chicago, IL217 miles away |
Straight-line distances from the center of Saginaw Charter Township; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Saginaw Charter Township had 41,679 residents in the 2020 census, up 5% since 2000.
It’s the 43rd largest of 1,531 towns in Michigan by population.
Saginaw County grew from 81,222 residents in 1900 to 190,124 in 2020.
Saginaw County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 83°F in summer, and winter lows average 16°F. About 34 inches of rain and melted snow fall in a typical year, with about 41 inches of snow.
Source: NOAA 1991–2020 climate normals, Saginaw #3, MI weather station (4 miles away).
77,361 jobs at 4,092 businesses in Saginaw County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
686 doctors and other health care providers list an office in Saginaw Charter Township’s ZIP codes.
Nearest hospitals
Providers with an office here
| Primary care doctors | 73 |
|---|---|
| Specialist doctors | 86 |
| Dentists | 79 |
| Nurse practitioners and physician assistants | 97 |
| Mental health providers | 237 |
| Physical and occupational therapists | 79 |
| Optometrists | 17 |
| Chiropractors | 18 |
| Pharmacies | 16 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (12 nearby)
Grocery stores (6 nearby)
Pharmacies (2 nearby)
Libraries (2 nearby)
Museums (1 nearby)
Theaters and performance venues
Counts are within about 3.5 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Carrollton Public Schools, Saginaw School District of the City of, Saginaw Township Community Schools and others. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Carrollton Elementary SchoolSaginaw | Pre-K–5 | 662 | Public | 3.8 mi |
| Chester F Miller SchoolSaginaw | Pre-K–5 | 247 | Public | 2.7 mi |
| Handley SchoolSaginaw | Pre-K–5 | 370 | Public | 2.3 mi |
| Hemmeter Elementary SchoolSaginaw | Pre-K–5 | 331 | Public | 1.5 mi |
| Herig SchoolSaginaw | Pre-K–5 | 282 | Public | 3.2 mi |
| Jb GriffinSaginaw | Pre-K–K | — | Public | 3.8 mi |
| Kempton Elementary SchoolSaginaw | Pre-K–5 | 279 | Public | 2.2 mi |
| Merrill Park Elementary SchoolSaginaw | Pre-K–5 | 267 | Public | 4.2 mi |
| North Saginaw Charter AcademySaginaw | Pre-K–8 | 679 | Charter | 3.5 mi |
| Sherwood Elementary SchoolSaginaw | Pre-K–5 | 531 | Public | 1.3 mi |
| Stone SchoolSaginaw | Pre-K–5 | 273 | Public | 3.4 mi |
| Westdale Elementary SchoolSaginaw | Pre-K–5 | 313 | Public | 3.1 mi |
| Zilwaukee SchoolSaginaw | Pre-K–6 | 194 | Public | 5.1 mi |
| Saginaw ISD Transitions CenterSaginaw | K–12 | 87 | Special Education | 2.7 mi |
| Arrowwood Elementary SchoolSaginaw | 3–5 | 445 | Public | 2.2 mi |
| Saginaw County Juvenile CenterSaginaw | 3–12 | 20 | Alternative Education | 1.6 mi |
| Weiss Elementary SchoolSaginaw | 3–5 | 357 | Public | 1.0 mi |
| Carrollton Middle SchoolSaginaw | 6–8 | 344 | Public | 3.8 mi |
| Saginaw Arts and Sciences AcademySaginaw | 6–12 | 374 | Public | 2.2 mi |
| Thompson Middle SchoolSaginaw | 6–8 | 585 | Public | 2.3 mi |
| White Pine Middle SchoolSaginaw | 6–8 | 1,019 | Public | 2.5 mi |
| Career Opportunities CenterSaginaw | 9–12 | 31 | Career and Technical | 2.6 mi |
| Carrollton High SchoolSaginaw | 9–12 | 431 | Public | 4.1 mi |
| Heritage High SchoolSaginaw | 9–12 | 1,313 | Public | 0.1 mi |
| Mackinaw High SchoolSaginaw | 9–12 | 138 | Alternative Education | 2.4 mi |
| Omni High SchoolSaginaw | 9–12 | 125 | Alternative Education | 3.6 mi |
| Saginaw United High SchoolSaginaw | 9–12 | 981 | Public | 4.0 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Bethlehem Lutheran SchoolSaginaw | Pre-K–8 | 102 | Lutheran Church–Missouri Synod | 3.3 mi |
| Gethsemane Lutheran SchoolSaginaw | Pre-K–8 | 11 | Other Lutheran | 1.8 mi |
| Good Shepherd Early ChildhoodSaginaw | Pre-K–K | 20 | Lutheran Church–Missouri Synod | 1.7 mi |
| Grace Christian SchoolSaginaw | Pre-K–5 | 28 | Christian (no specific denomination) | 1.0 mi |
| Holy Cross Lutheran SchoolSaginaw | Pre-K–8 | 66 | Lutheran Church–Missouri Synod | 3.7 mi |
| Nouvel Catholic Central ElementarySaginaw | Pre-K–6 | 285 | Roman Catholic | 1.2 mi |
| Peace Lutheran SchoolSaginaw | Pre-K–8 | 229 | Lutheran Church–Missouri Synod | 1.0 mi |
| St Paul's Lutheran SchoolSaginaw | K–8 | 100 | Wisconsin Evangelical Lutheran Synod | 2.5 mi |
| St Johns Lutheran SchoolSaginaw | 1–8 | 21 | Wisconsin Evangelical Lutheran Synod | 2.1 mi |
| The New Millennium AcademySaginaw | 3–12 | 40 | Christian (no specific denomination) | 2.1 mi |
| Michigan Lutheran SeminarySaginaw | 9–12 | 192 | Wisconsin Evangelical Lutheran Synod | 2.8 mi |
| Nouvel Catholic Central High SchoolSaginaw | 9–12 | 161 | Roman Catholic | 1.0 mi |
| Valley Lutheran High SchoolSaginaw | 9–12 | 307 | Lutheran Church–Missouri Synod | 1.7 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Saginaw City, Carrollton, Kochville, Zilwaukee, Tittabawassee and Zilwaukee Township.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.