Carmel is a city in Hamilton County, Indiana, home to about 101,651 people across 49 square miles. Its ZIP codes are 46032, 46033, 46280 and 46290, and parts of 46074 and 46077 are in Carmel too.
Homes sold for a median of $217 per square foot across 4 ZIP codes in the three months ending August 2026, and 3 of 4 were seller’s markets.
Mostly Carmel; also Westfield
Mostly Carmel; also Westfield
All in Carmel
Mostly Westfield; part is in Carmel
Mostly Zionsville; part is in Carmel
Each card is that ZIP code’s whole market, including any part outside Carmel. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Carmel’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Indianapolis International Airport (IND)20 miles away |
|---|---|
| Nearest city of 250,000+ | Indianapolis, IN14 miles away |
| Nearest city of 1 million+ | Chicago, IL152 miles away |
Straight-line distances from the center of Carmel; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Carmel had 99,757 residents in the 2020 census, up 164% since 2000.
It’s the 6th largest of 693 towns in Indiana by population.
Hamilton County grew from 29,914 residents in 1900 to 347,467 in 2020.
Hamilton County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 84°F in summer, and winter lows average 19°F. About 44.7 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Carmel 3 E, IN weather station (3 miles away).
165,539 jobs at 10,446 businesses in Hamilton County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
2,447 doctors and other health care providers list an office in Carmel’s ZIP codes.
Nearest hospitals
Providers with an office here
| Primary care doctors | 189 |
|---|---|
| Specialist doctors | 551 |
| Dentists | 134 |
| Nurse practitioners and physician assistants | 428 |
| Mental health providers | 463 |
| Physical and occupational therapists | 576 |
| Optometrists | 42 |
| Chiropractors | 64 |
| Pharmacies | 33 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (97 nearby)
Grocery stores (19 nearby)
Pharmacies (16 nearby)
Libraries (6 nearby)
Museums (4 nearby)
Theaters and performance venues (6 nearby)
Counts are within about 4.5 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Established in 1874.
Source: Wikidata (wikidata.org), the free knowledge base; people are listed by place of birth.
Public schools here are run by Carmel Clay Schools, Options Charter Schools, Indiana Agriculture and Technology. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Carmel Elementary SchoolCarmel | Pre-K–5 | 700 | Public | 0.1 mi |
| Cherry Tree Elementary SchoolCarmel | Pre-K–5 | 711 | Public | 2.7 mi |
| Clay Center Elementary SchoolCarmel | Pre-K–5 | 666 | Public | 3.2 mi |
| College Wood Elementary SchoolCarmel | Pre-K–5 | 616 | Public | 5.4 mi |
| Forest Dale Elementary SchoolCarmel | Pre-K–5 | 638 | Public | 2.2 mi |
| Mohawk Trails Elementary SchoolCarmel | Pre-K–5 | 543 | Public | 1.0 mi |
| Prairie Trace Elementary SchoolCarmel | Pre-K–5 | 715 | Public | 3.9 mi |
| Smoky Row Elementary SchoolCarmel | Pre-K–5 | 692 | Public | 3.0 mi |
| Towne Meadow Elementary SchoolCarmel | Pre-K–5 | 527 | Public | 4.9 mi |
| West Clay Elementary SchoolCarmel | Pre-K–5 | 580 | Public | 5.1 mi |
| Woodbrook Elementary SchoolCarmel | Pre-K–5 | 628 | Public | 1.8 mi |
| Carmel Middle SchoolCarmel | 6–8 | 1,047 | Public | 1.2 mi |
| Clay Middle SchoolCarmel | 6–8 | 1,415 | Public | 1.9 mi |
| Creekside Middle SchoolCarmel | 6–8 | 1,428 | Public | 5.4 mi |
| Options WestfieldCarmel | 6–12 | 248 | Charter | 4.9 mi |
| Indiana Agriculture and TechnologyCarmel | 7–12 | 441 | Charter | 0.9 mi |
| Carmel High SchoolCarmel | 9–12 | 5,239 | Public | 0.4 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Coram Deo AcademyCarmel | Pre-K–10 | 225 | Other religious | 1.8 mi |
| Coram Deo AcademyCarmel | Pre-K–10 | 225 | Other religious | 1.8 mi |
| Highlands Latin SchoolCarmel | Pre-K–12 | 176 | Christian (no specific denomination) | 0.4 mi |
| Indiana Montessori AcademyCarmel | Pre-K–K | 31 | Nonsectarian | 5.2 mi |
| Peter Rabbit Nursery SchoolCarmel | Pre-K–K | 18 | Nonsectarian | 2.5 mi |
| Primrose School at West ClayCarmel | Pre-K–K | 30 | Nonsectarian | 4.7 mi |
| St Elizabeth Seton Preschool and KindergartenCarmel | Pre-K–K | 14 | Roman Catholic | 2.5 mi |
| Our Lady of Mount CarmelCarmel | K–8 | 654 | Roman Catholic | 2.3 mi |
| Midwest AcademyCarmel | 9–12 | 111 | Nonsectarian | 1.4 mi |
| University High School of IndianaCarmel | 9–12 | 358 | Nonsectarian | 5.1 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Westfield, Zionsville and Indianapolis.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.