Jacob City is a city in Jackson County, Florida, home to about 230 people across 3.0 square miles. It has no ZIP code of its own: it’s part of 32431.
Homes sold for a median of $117 per square foot in the three months ending August 2026, a buyer’s market.
Part is in Jacob City, part in Cottondale
Each card is that ZIP code’s whole market, including any part outside Jacob City. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Jacob City’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Pensacola International Airport (PNS)109 miles away |
|---|---|
| Closer regional airport | Northwest Florida Beaches International Airport (ECP)39 miles away |
| Nearest city of 250,000+ | Atlanta, GA212 miles away |
| Nearest city of 1 million+ | Houston, TX601 miles away |
Straight-line distances from the center of Jacob City; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Jacob City had 217 residents in the 2020 census, down 23% since 2000.
It’s the 906th largest of 954 towns in Florida by population.
Jackson County grew from 23,377 residents in 1900 to 47,319 in 2020.
Jackson County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 93°F in summer, and winter lows average 39°F. About 61 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Chipley, FL weather station (10 miles away).
9,841 jobs at 799 businesses in Jackson County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
8 doctors and other health care providers list an office in Jacob City.
Nearest hospitals
Providers with an office here
| Nurse practitioners and physician assistants | 2 |
|---|---|
| Mental health providers | 5 |
| Physical and occupational therapists | 1 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Public schools here are run by Jackson. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Cottondale Elementary SchoolCottondale | Pre-K–5 | 471 | Public | 1.2 mi |
| Cottondale High SchoolCottondale | 6–12 | 419 | Public | 0.8 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Cottondale.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.