Waterford is a city in Stanislaus County, California, home to about 9,204 people across 2.4 square miles. Its ZIP code is 95386.
Homes sold for a median of $308 per square foot in the three months ending August 2026, a seller’s market.
Each card is that ZIP code’s whole market, including any part outside Waterford. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Waterford’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Mineta San Jose International Airport (SJC)69 miles away |
|---|---|
| Closer regional airport | Merced Regional Macready Field (MCE)28 miles away |
| Nearest city of 250,000+ | Stockton, CA39 miles away |
| Nearest city of 1 million+ | Los Angeles, CA282 miles away |
Straight-line distances from the center of Waterford; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Waterford had 9,120 residents in the 2020 census, up 32% since 2000.
It’s the 512th largest of 1,563 towns in California by population.
Stanislaus County grew from 9,550 residents in 1900 to 552,878 in 2020.
Stanislaus County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 93°F in summer, and winter lows average 42°F. About 12.4 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Turlock #2, CA weather station (12 miles away).
152,942 jobs at 10,013 businesses in Stanislaus County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
11 doctors and other health care providers list an office in Waterford.
Nearest hospitals
Providers with an office here
| Primary care doctors | 2 |
|---|---|
| Dentists | 2 |
| Nurse practitioners and physician assistants | 3 |
| Mental health providers | 4 |
| Pharmacies | 2 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (1 nearby)
Libraries
Counts are within about 1.5 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Established in 1969.
Source: Wikidata (wikidata.org), the free knowledge base; people are listed by place of birth.
Public schools here are run by Connecting Waters Charter District, Waterford Unified, Roberts Ferry Union Elementary. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Connecting Waters CharterWaterford | K–12 | 776 | Charter | 2.0 mi |
| Richard M. Moon PrimaryWaterford | K–3 | 510 | Public | 2.6 mi |
| Roberts Ferry Charter School AcademyWaterford | K–8 | 169 | Charter | 6.1 mi |
| Roberts Ferry Union ElementaryWaterford | K–8 | 30 | Public | 6.1 mi |
| Lucille Whitehead IntermediateWaterford | 4–6 | 355 | Public | 2.6 mi |
| Waterford JuniorWaterford | 7–8 | 260 | Public | 1.7 mi |
| Sentinel HighWaterford | 9–12 | 14 | Alternative Education | 2.7 mi |
| Waterford HighWaterford | 9–12 | 582 | Public | 2.7 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Trinity Knox Classical AcademyWaterford | K–11 | 125 | Christian (no specific denomination) | 1.8 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.