Lake Monticello is a community in Fluvanna County, Virginia, home to about 10,662 people across 8.8 square miles. Its ZIP code is 22963.
Homes sold for a median of $203 per square foot in the three months ending August 2026, a seller’s market.
Mostly Lake Monticello; also Palmyra
Each card is that ZIP code’s whole market, including any part outside Lake Monticello. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Lake Monticello’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Richmond International Airport (RIC)62 miles away |
|---|---|
| Closer regional airport | Charlottesville Albemarle Airport (CHO)18 miles away |
| Nearest city of 250,000+ | Washington, DC100 miles away |
| Nearest city of 1 million+ | Philadelphia, PA226 miles away |
Straight-line distances from the center of Lake Monticello; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Lake Monticello had 10,126 residents in the 2020 census, up 48% since 2000.
It’s the 122nd largest of 669 towns in Virginia by population.
Fluvanna County grew from 9,050 residents in 1900 to 27,249 in 2020.
Fluvanna County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 86°F in summer, and winter lows average 25°F. About 43.7 inches of rain and melted snow fall in a typical year, with about 12 inches of snow.
Source: NOAA 1991–2020 climate normals, Palmyra 3s, VA weather station (7 miles away).
2,983 jobs at 420 businesses in Fluvanna County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
86 doctors and other health care providers list an office in Lake Monticello.
Nearest hospitals
Providers with an office here
| Primary care doctors | 10 |
|---|---|
| Specialist doctors | 1 |
| Dentists | 4 |
| Nurse practitioners and physician assistants | 14 |
| Mental health providers | 27 |
| Physical and occupational therapists | 23 |
| Optometrists | 3 |
| Chiropractors | 4 |
| Pharmacies | 3 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Grocery stores (1 nearby)
Pharmacies (2 nearby)
Libraries
Counts are within about 2 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Fluvanna County Public Schools, Blue Ridge Governor's School, Project Return/Fluvanna Co. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Central ElementaryPalmyra | Pre-K–2 | 751 | Public | 5.8 mi |
| Fluvanna MiddlePalmyra | 5–7 | 745 | Public | 5.8 mi |
| Fluvanna County HighPalmyra | 8–12 | 1,362 | Public | 2.6 mi |
| Blue Ridge Governor's SchoolPalmyra | — | — | Public | 4.4 mi |
| Project Return/Fluvanna CoPalmyra | — | — | Alternative Education | 4.4 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Effort Christian School and PreschoolPalmyra | Pre-K–2 | 25 | Christian (no specific denomination) | 2.6 mi |
| Calvary Chapel AcademyPalmyra | K–1 | 19 | Christian (no specific denomination) | 2.1 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Palmyra.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.