Monterey is a town in Putnam County, Tennessee, home to about 2,768 people across 3.0 square miles. Its ZIP code is 38574.
Homes sold for a median of $211 per square foot in the three months ending August 2026, a buyer’s market.
Each card is that ZIP code’s whole market, including any part outside Monterey. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Monterey’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | McGhee Tyson Airport (TYS)74 miles away |
|---|---|
| Nearest city of 250,000+ | Nashville-Davidson, TN85 miles away |
| Nearest city of 1 million+ | Chicago, IL414 miles away |
Straight-line distances from the center of Monterey; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Monterey had 2,746 residents in the 2020 census, up 1% since 2000.
It’s the 171st largest of 502 towns in Tennessee by population.
Putnam County grew from 16,890 residents in 1900 to 79,854 in 2020.
Putnam County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 84°F in summer, and winter lows average 27°F. About 64.3 inches of rain and melted snow fall in a typical year, with about 16 inches of snow.
Source: NOAA 1991–2020 climate normals, Monterey, TN weather station (about a mile away).
33,829 jobs at 1,988 businesses in Putnam County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
19 doctors and other health care providers list an office in Monterey.
Nearest hospitals
Providers with an office here
| Primary care doctors | 4 |
|---|---|
| Specialist doctors | 1 |
| Dentists | 1 |
| Nurse practitioners and physician assistants | 9 |
| Mental health providers | 2 |
| Physical and occupational therapists | 2 |
| Pharmacies | 2 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (1 nearby)
Grocery stores (2 nearby)
Libraries (1 nearby)
Museums (1 nearby)
Counts are within about 1.5 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Established in 1893.
Source: Wikidata (wikidata.org), the free knowledge base; people are listed by place of birth.
Public schools here are run by Putnam County. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Burks ElementaryMonterey | Pre-K–6 | 515 | Public | 1.0 mi |
| Monterey High SchoolMonterey | 7–12 | 526 | Public | 0.7 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Monterey Mennonite SchoolMonterey | K–8 | 22 | Church of God in Christ | 6.1 mi |
| Cumberland Community SchoolMonterey | 1–8 | 26 | Christian (no specific denomination) | 6.4 mi |
| Heritage AcademyMonterey | 9–12 | 30 | Seventh-day Adventist | 7.4 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Mayland.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.