Town guide

Mutual, Ohio

Mutual is a village in Champaign County, Ohio, home to about 87 people across 0.1 square miles. It has no ZIP code of its own: it’s part of 43044 and 43078.

Homes sold for a median of $193 per square foot across 2 ZIP codes in the three months ending August 2026, and all of them were seller’s markets.

Population87621 per sq mi
Median home value$175,000Census, as estimated by owners
Price per sq ft$193Sold homes, 3 months to August 2026
Sold over asking32%Median of 2 ZIP codes

ZIP codes in Mutual

2 ZIP codes, 2 shared with neighboring towns

Each card is that ZIP code’s whole market, including any part outside Mutual. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology

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We’re writing up Mutual’s story and what everyday life there is like, for people thinking about moving in.

  • History
  • What it’s like to live there
  • Getting around
  • Things to do

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Around Mutual

Distances

Nearest major airportJohn Glenn Columbus International Airport (CMH)44 miles away
Closer regional airportJames M. Cox Dayton International Airport (DAY)30 miles away
Nearest city of 250,000+Columbus, OH39 miles away
Nearest city of 1 million+Chicago, IL239 miles away

Straight-line distances from the center of Mutual; driving is longer.

Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.

Who represents Mutual

Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.

Population over time

Mutual had 127 residents in the 2020 census, down 4% since 2000.

It’s the 1228th largest of 1,264 towns in Ohio by population.

Champaign County grew from 26,642 residents in 1900 to 38,714 in 2020.

Mutual population by census2000: 132, 2010: 104, 2020: 127132200010420101272020

Champaign County, 1900–2020

Champaign County population, 1900 to 20201900: 26,642, 1910: 26,351, 1920: 25,071, 1930: 24,103, 1940: 25,258, 1950: 26,793, 1960: 29,714, 1970: 30,491, 1980: 33,649, 1990: 36,019, 2000: 38,890, 2010: 40,097, 2020: 38,71427K’00’1025K’20’3025K’40’5030K’60’7034K’80’9039K’00’1039K’20

Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).

Weather by month

Average highs peak around 85°F in summer, and winter lows average 19°F. About 44 inches of rain and melted snow fall in a typical year.

Average high and low temperature and precipitation by month near MutualJan: high 35°F, low 19°F, 3.1 in; Feb: high 39°F, low 21°F, 2.3 in; Mar: high 49°F, low 29°F, 3.3 in; Apr: high 62°F, low 39°F, 4.3 in; May: high 72°F, low 50°F, 4.9 in; Jun: high 82°F, low 59°F, 4.4 in; Jul: high 85°F, low 62°F, 5.5 in; Aug: high 84°F, low 60°F, 3.6 in; Sep: high 77°F, low 53°F, 3.3 in; Oct: high 64°F, low 42°F, 2.9 in; Nov: high 51°F, low 32°F, 3.1 in; Dec: high 40°F, low 24°F, 3.3 in35°19°Jan3.139°21°Feb2.349°29°Mar3.362°39°Apr4.372°50°May4.982°59°Jun4.485°62°Jul5.584°60°Aug3.677°53°Sep3.364°42°Oct2.951°32°Nov3.140°24°Dec3.3Rain and melted snow, inches

Source: NOAA 1991–2020 climate normals, Urbana Wwtp, OH weather station (4 miles away).

Jobs in Champaign County

8,605 jobs at 566 businesses in Champaign County. The biggest industries by employees:

Largest industries in Champaign CountyManufacturing: 4,000 jobs; Retail trade: 936 jobs; Hotels and restaurants: 718 jobs; Administrative and support: 545 jobs; Health care and social assistance: 535 jobs; Other services: 340 jobs; Professional services: 284 jobs; Construction: 235 jobsManufacturing 47% Retail trade 11% Hotels and restaurants 8% Administrative and support 6% Health care and social assistance 6% Other services 4% Professional services 3% Construction 3%

Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).

Health care

125 doctors and other health care providers list an office in Mutual’s ZIP codes.

Nearest hospitals

  • Mercy Health - Urbana HospitalCritical access hospital · emergency room · CMS rating 4 of 5 · Urbana1.2 miles
  • Springfield Regional Medical CenterGeneral hospital · emergency room · CMS rating 4 of 5 · Springfield12.4 miles
  • Mary Rutan HospitalGeneral hospital · emergency room · CMS rating 4 of 5 · Bellefontaine19.1 miles

Providers with an office here

Primary care doctors17
Specialist doctors2
Dentists13
Nurse practitioners and physician assistants27
Mental health providers40
Physical and occupational therapists17
Optometrists3
Chiropractors6
Pharmacies6

Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.

Places in and around Mutual

Grocery stores (2 nearby)

  • Kroger0.7 mi
  • Walmart Supercenter0.9 mi

Pharmacies

  • CVS Pharmacy1.5 mi

Libraries (1 nearby)

  • Champaign County Library1.0 mi

Museums

  • Champaign County Historical Society Museum2.0 mi
  • Champaign County Historical Society Museum2.3 mi
  • Johnny Appleseed Education Center and Museum2.5 mi
  • Marion W. Parks Railroad Educational Center2.6 mi
  • Mid America Flight Museum North3.0 mi

Counts are within about 1 mile of the center of town.

Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.

Schools in Mutual

Public schools here are run by Urbana City, Mechanicsburg Exempted Village. Check each district’s attendance zones for a specific address.

Public schools (6)
SchoolGradesStudentsTypeDistance
Urbana Elementary SchoolUrbanaPre-K–5864Public2.3 mi
Dohron Wilson Elementary SchoolMechanicsburgK–5381Public8.2 mi
Mechanicsburg Middle SchoolMechanicsburg6–8180Public8.2 mi
Urbana Junior High SchoolUrbana6–8387Public2.3 mi
Mechanicsburg High SchoolMechanicsburg9–12266Public8.2 mi
Urbana High SchoolUrbana9–12528Public2.0 mi
Private schools (1)
SchoolGradesStudentsAffiliationDistance
Victory Christian SchoolUrbanaK–1289Christian (no specific denomination)2.0 mi

Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.

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Towns near Mutual

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Shares ZIP codes with Urbana and Mechanicsburg.

Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.