Caroga is a town in Fulton County, New York, home to about 983 people across 51 square miles. Its ZIP code is 12032, and parts of 12095 are in Caroga too.
Homes sold for a median of $281 per square foot in the three months ending August 2026, a seller’s market.
Population98319 per sq mi
Median home value$172,300Census, as estimated by owners
Price per sq ft$281Sold homes, 3 months to August 2026
Each card is that ZIP code’s whole market, including any part outside Caroga. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
The Caroga guide is on the way
We’re writing up Caroga’s story and what everyday life there is like, for people thinking about moving in.
History
What it’s like to live there
Getting around
Things to do
Are you a local agent who knows Caroga well? Agents who advertise here will be able to write the guide. Advertise on OfferBacked
Around Caroga
Distances
Nearest major airport
Albany International Airport (ALB)45 miles away
Nearest city of 250,000+
Newark, NJ169 miles away
Nearest city of 1 million+
New York, NY175 miles away
Straight-line distances from the center of Caroga; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Population over time
Caroga had 1,264 residents in the 2020 census, down 10% since 2000.
It’s the 880th largest of 1,007 towns in New York by population.
Fulton County grew from 42,842 residents in 1900 to 53,324 in 2020.
Fulton County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Weather by month
Average highs peak around 77°F in summer, and winter lows average 7°F. About 50.8 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Gloversville 7nw (Peck Lake), NY weather station (5 miles away).
Jobs in Fulton County
13,419 jobs at 1,119 businesses in Fulton County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
Health care
1 doctors and other health care providers list an office in Caroga.
Nearest hospitals
Nathan Littauer HospitalGeneral hospital · emergency room · CMS rating 2 of 5 · Gloversville10.4 miles
Little Falls HospitalCritical access hospital · emergency room · CMS rating 2 of 5 · Little Falls19.6 miles
St Marys HealthcareGeneral hospital · emergency room · CMS rating 3 of 5 · Amsterdam20.0 miles
Providers with an office here
Nurse practitioners and physician assistants
1
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Places in and around Caroga
Theaters and performance venues
Woodworth Lake Theater8.6 mi
Counts are within about 4.5 miles of the center of town.
Public schools here are run by Wheelerville Union Free School District. Check each district’s attendance zones for a specific address.
Public schools(1)
School
Grades
Students
Type
Distance
Wheelerville SchoolCaroga Lake
Pre-K–8
113
Public
2.6 mi
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.
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Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.