Carmel is a town in Putnam County, New York, home to about 33,837 people across 36 square miles. Its ZIP codes are 10512, 10541 and 10542, and parts of 10579 are in Carmel too.
Homes sold for a median of $320 per square foot across 2 ZIP codes in the three months ending August 2026, and all of them were seller’s markets.
Mostly Carmel; also Kent and Southeast
Mostly Carmel; also Somers and Putnam Valley
All in Carmel
Mostly Putnam Valley; part is in Carmel
Each card is that ZIP code’s whole market, including any part outside Carmel. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Carmel’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | LaGuardia Airport (LGA)44 miles away |
|---|---|
| Closer regional airport | New York Stewart International Airport (SWF)21 miles away |
| Nearest city of 250,000+ | Jersey City, NJ51 miles away |
| Nearest city of 1 million+ | New York, NY52 miles away |
Straight-line distances from the center of Carmel; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Carmel had 33,576 residents in the 2020 census, up 2% since 2000.
It’s the 62nd largest of 1,007 towns in New York by population.
Putnam County grew from 13,787 residents in 1900 to 97,668 in 2020.
Putnam County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 78°F in summer, and winter lows average 16°F. About 50.5 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Carmel 4n, NY weather station (6 miles away).
22,380 jobs at 2,868 businesses in Putnam County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
624 doctors and other health care providers list an office in Carmel’s ZIP codes.
Nearest hospitals
Providers with an office here
| Primary care doctors | 28 |
|---|---|
| Specialist doctors | 85 |
| Dentists | 34 |
| Nurse practitioners and physician assistants | 77 |
| Mental health providers | 276 |
| Physical and occupational therapists | 97 |
| Optometrists | 4 |
| Chiropractors | 23 |
| Pharmacies | 12 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (8 nearby)
Grocery stores (3 nearby)
Pharmacies (2 nearby)
Libraries (1 nearby)
Museums
Theaters and performance venues
Counts are within about 4 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Mahopac Central School District, Carmel Central School District. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Austin Road Elementary SchoolMahopac | K–5 | 596 | Public | 2.4 mi |
| Fulmar Road Elementary SchoolMahopac | K–5 | 485 | Public | 1.3 mi |
| Kent Elementary SchoolCarmel | K–4 | 384 | Public | 6.9 mi |
| Kent Primary SchoolCarmel | K–4 | 366 | Public | 6.8 mi |
| Lakeview Elementary SchoolMahopac | K–5 | 598 | Public | 1.8 mi |
| George Fischer Middle SchoolCarmel | 5–8 | 1,138 | Public | 4.8 mi |
| Mahopac Middle SchoolMahopac | 6–10 | 902 | Public | 2.5 mi |
| Mahopac High SchoolMahopac | 7–12 | 1,255 | Public | 2.7 mi |
| Carmel High SchoolCarmel | 9–12 | 1,299 | Public | 3.3 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| Hudson Valley Christian AcademyMahopac | Pre-K–7 | 61 | Christian (no specific denomination) | 2.7 mi |
| St James the Apostle SchoolCarmel | Pre-K–5 | 51 | Roman Catholic | 3.1 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Kent, Putnam Valley, Southeast, Patterson and Somers.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.