Waterford is a township in Camden County, New Jersey, home to about 10,451 people across 36 square miles. Its ZIP codes are 08004 and 08089.
Homes sold for a median of $222 per square foot across 2 ZIP codes in the three months ending August 2026, and 1 of 2 were seller’s markets.
Mostly Waterford; also Winslow
Mostly Waterford; also Winslow and Chesilhurst
Each card is that ZIP code’s whole market, including any part outside Waterford. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Waterford’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Philadelphia International Airport (PHL)22 miles away |
|---|---|
| Nearest city of 250,000+ | Philadelphia, PA23 miles away |
Straight-line distances from the center of Waterford; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Waterford had 10,421 residents in the 2020 census, down 1% since 2000.
It’s the 236th largest of 565 towns in New Jersey by population.
Camden County grew from 107,643 residents in 1900 to 523,485 in 2020.
Camden County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 87°F in summer, and winter lows average 24°F. About 50.5 inches of rain and melted snow fall in a typical year, with about 24 inches of snow.
Source: NOAA 1991–2020 climate normals, Indian Mills 2 W, NJ weather station (6 miles away).
190,853 jobs at 11,541 businesses in Camden County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
71 doctors and other health care providers list an office in Waterford’s ZIP codes.
Nearest hospitals
Providers with an office here
| Primary care doctors | 3 |
|---|---|
| Dentists | 4 |
| Nurse practitioners and physician assistants | 3 |
| Mental health providers | 26 |
| Physical and occupational therapists | 25 |
| Chiropractors | 10 |
| Pharmacies | 1 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Grocery stores
Pharmacies
Libraries (1 nearby)
Counts are within about 4 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Established in 1695.
Source: Wikidata (wikidata.org), the free knowledge base; people are listed by place of birth.
Public schools here are run by Waterford Township School District, Winslow Township School District. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Thomas Richards Early Childhood CenterAtco | Pre-K–K | 257 | Public | 1.9 mi |
| Winslow Township Early Childhood Education CenterChesilhurst | Pre-K | 73 | Public | 1.8 mi |
| Atco Elementary SchoolAtco | 1–2 | 221 | Public | 2.4 mi |
| Waterford Elementary SchoolWaterford | 3–6 | 431 | Public | 1.5 mi |
| Winslow Township Middle SchoolAtco | 7–8 | 790 | Public | 2.1 mi |
| Winslow Township High SchoolAtco | 9–12 | 1,299 | Public | 2.3 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| The Archway SchoolAtco | Ungraded | 262 | Nonsectarian | 2.9 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Winslow and Chesilhurst.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.