Town guide

Charlo, Montana

Charlo is a community in Lake County, Montana, home to about 306 people across 2.0 square miles. It has no ZIP code of its own: it’s part of 59824.

Homes sold for a median of $247 per square foot in the three months ending August 2026, a buyer’s market.

Population306154 per sq mi
Median home value$210,800Census, as estimated by owners
Price per sq ft$247Sold homes, 3 months to August 2026
Sold over asking0%Latest 3 months

ZIP codes in Charlo

1 ZIP code, 1 shared with neighboring towns

Each card is that ZIP code’s whole market, including any part outside Charlo. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology

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We’re writing up Charlo’s story and what everyday life there is like, for people thinking about moving in.

  • History
  • What it’s like to live there
  • Getting around
  • Things to do

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Around Charlo

Distances

Nearest major airportSpokane International Airport (GEG)157 miles away
Closer regional airportMissoula Montana Airport (MSO)36 miles away
Nearest city of 250,000+Seattle, WA382 miles away

Straight-line distances from the center of Charlo; driving is longer.

Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.

Who represents Charlo

Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.

Population over time

Charlo had 385 residents in the 2020 census, down 12% since 2000.

It’s the 202nd largest of 475 towns in Montana by population.

Lake County grew from 9,541 residents in 1930 to 31,134 in 2020.

Charlo population by census2000: 439, 2010: 379, 2020: 385439200037920103852020

Lake County, 1930–2020

Lake County population, 1930 to 20201930: 9,541, 1940: 13,490, 1950: 13,835, 1960: 13,104, 1970: 14,445, 1980: 19,056, 1990: 21,041, 2000: 26,507, 2010: 28,746, 2020: 31,13410K’30’4014K’50’6014K’70’8021K’90’0029K’1031K’20

Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).

Weather by month

Average highs peak around 86°F in summer, and winter lows average 22°F. About 16.8 inches of rain and melted snow fall in a typical year.

Average high and low temperature and precipitation by month near CharloJan: high 37°F, low 23°F, 1 in; Feb: high 40°F, low 22°F, 1.2 in; Mar: high 51°F, low 28°F, 0.9 in; Apr: high 59°F, low 34°F, 1.8 in; May: high 69°F, low 41°F, 2.3 in; Jun: high 75°F, low 47°F, 2.6 in; Jul: high 86°F, low 52°F, 1 in; Aug: high 86°F, low 51°F, 1.2 in; Sep: high 75°F, low 44°F, 1.5 in; Oct: high 59°F, low 35°F, 1.3 in; Nov: high 45°F, low 28°F, 1.1 in; Dec: high 37°F, low 23°F, 0.9 in37°23°Jan1.040°22°Feb1.251°28°Mar0.959°34°Apr1.869°41°May2.375°47°Jun2.686°52°Jul1.086°51°Aug1.275°44°Sep1.559°35°Oct1.345°28°Nov1.137°23°Dec0.9Rain and melted snow, inches

Source: NOAA 1991–2020 climate normals, Saint Ignatius, MT weather station (9 miles away).

Jobs in Lake County

7,817 jobs at 991 businesses in Lake County. The biggest industries by employees:

Largest industries in Lake CountyHealth care and social assistance: 1,486 jobs; Retail trade: 1,288 jobs; Hotels and restaurants: 992 jobs; Construction: 661 jobs; Manufacturing: 590 jobs; Professional services: 526 jobs; Administrative and support: 364 jobs; Other services: 345 jobsHealth care and social assistance 19% Retail trade 17% Hotels and restaurants 13% Construction 9% Manufacturing 8% Professional services 7% Administrative and support 5% Other services 4%

Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).

Health care

1 doctors and other health care providers list an office in Charlo.

Nearest hospitals

  • St. Luke Community HospitalCritical access hospital · emergency room · Ronan7.0 miles
  • Providence St. Joseph Medical CenterCritical access hospital · emergency room · Polson16.9 miles
  • Clark Fork Valley HospitalCritical access hospital · emergency room · Plains33.6 miles

Providers with an office here

Mental health providers1

Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.

Places in and around Charlo

Grocery stores (1 nearby)

  • Charlo Grocery<0.1 mi

Museums

  • Ninepipes Museum of Early Montana3.6 mi

Counts are within about 1 mile of the center of town.

Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.

Schools in Charlo

Public schools here are run by Charlo Elem, Charlo H S. Check each district’s attendance zones for a specific address.

Public schools (3)
SchoolGradesStudentsTypeDistance
Charlo ElementaryCharloPre-K–589Public0.2 mi
Charlo 6-8Charlo6–848Public0.2 mi
Charlo High SchoolCharlo9–1280Public0.2 mi

Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.

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Where Charlo is

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Towns near Charlo

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Shares ZIP codes with Kicking Horse.

Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.