Gem Lake is a city in Ramsey County, Minnesota, home to about 483 people across 1.0 square miles. It has no ZIP code of its own: it’s part of 55110.
Homes sold for a median of $217 per square foot in the three months ending August 2026, a seller’s market.
Mostly White Bear Lake; part is in Gem Lake
Each card is that ZIP code’s whole market, including any part outside Gem Lake. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Gem Lake’s story and what everyday life there is like, for people thinking about moving in.
Are you a local agent who knows Gem Lake well? Agents who advertise here will be able to write the guide. Advertise on OfferBacked
| Nearest major airport | Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)17 miles away |
|---|---|
| Nearest city of 250,000+ | St. Paul, MN10 miles away |
| Nearest city of 1 million+ | Chicago, IL349 miles away |
Straight-line distances from the center of Gem Lake; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Gem Lake had 528 residents in the 2020 census, up 26% since 2000.
It’s the 1098th largest of 2,727 towns in Minnesota by population.
Ramsey County grew from 170,554 residents in 1900 to 552,352 in 2020.
Ramsey County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 83°F in summer, and winter lows average 8°F. About 33.1 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Vadnais Lake, MN weather station (4 miles away).
294,664 jobs at 13,677 businesses in Ramsey County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
392 doctors and other health care providers list an office in Gem Lake.
Nearest hospitals
Providers with an office here
| Primary care doctors | 50 |
|---|---|
| Specialist doctors | 21 |
| Dentists | 44 |
| Nurse practitioners and physician assistants | 47 |
| Mental health providers | 120 |
| Physical and occupational therapists | 52 |
| Optometrists | 12 |
| Chiropractors | 46 |
| Pharmacies | 7 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (9 nearby)
Grocery stores (1 nearby)
Pharmacies (1 nearby)
Libraries (1 nearby)
Museums (1 nearby)
Theaters and performance venues
Counts are within about 1 mile of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by White Bear Lake School District, Level Up Academy, Northeast Metro 916 and others. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| Birch Lake ElementaryWhite Bear Lake | Pre-K–5 | 239 | Public | 0.6 mi |
| Lakeaires ElementaryWhite Bear Lake | Pre-K–5 | 396 | Public | 1.3 mi |
| Normandy Park Education CenterWhite Bear Lake | Pre-K–K | 154 | Special Education | 1.7 mi |
| Otter Lake ElementaryWhite Bear Lake | Pre-K–5 | 492 | Public | 2.0 mi |
| White Bear Lake District CenterWhite Bear Lake | Pre-K | 97 | Special Education | 1.7 mi |
| Willow Lane ElementaryWhite Bear Lake | Pre-K–5 | 279 | Public | 2.4 mi |
| Level Up AcademyWhite Bear Lake | K–5 | 145 | Charter | 2.6 mi |
| Level Up K-5 Virtual AcademyWhite Bear Lake | K–5 | 27 | Charter | 2.6 mi |
| Lincoln ElementaryWhite Bear Lake | K–5 | 469 | Public | 0.6 mi |
| Matoska InternationalWhite Bear Lake | K–5 | 543 | Public | 2.4 mi |
| White Bear Lake Elementary DistanceWhite Bear Lake | K–5 | — | Public | 1.8 mi |
| Bellaire Education CenterWhite Bear Lake | 5–9 | 30 | Special Education | 1.8 mi |
| Gentry Academy MiddleVadnais Heights | 5–8 | 195 | Charter | 2.3 mi |
| South Campus Education CenterWhite Bear Lake | 5–12 | 62 | Special Education | 2.3 mi |
| Central Area Learning CenterWhite Bear Lake | 6–8 | — | Alternative Education | 0.8 mi |
| Central MiddleWhite Bear Lake | 6–8 | 922 | Public | 0.8 mi |
| Level Up Academy Middle SchoolWhite Bear Lake | 6–8 | 64 | Charter | 2.6 mi |
| Level Up Academy Virtual MiddleWhite Bear Lake | 6–8 | 14 | Charter | 2.6 mi |
| Mariner Area Learning CenterWhite Bear Lake | 6–8 | — | Alternative Education | 2.3 mi |
| Mariner Middle SchoolWhite Bear Lake | 6–8 | 881 | Public | 2.3 mi |
| Project ReturnWhite Bear Lake | 6–12 | — | Public | 1.8 mi |
| White Bear Lake Middle OLLWhite Bear Lake | 6–8 | — | Public | 1.8 mi |
| Area Learning Center SummerWhite Bear Lake | 8–12 | — | Alternative Education | 2.7 mi |
| 916 Mahtomedi AcademyWhite Bear Lake | 9–12 | 29 | Alternative Education | 3.3 mi |
| Career & Technical CenterWhite Bear Lake | 9–12 | — | Career and Technical | 3.3 mi |
| Distance Learning Academy - HWhite Bear Lake | 9–12 | — | Public | 1.8 mi |
| Gentry Academy HighVadnais Heights | 9–12 | 134 | Charter | 2.3 mi |
| White Bear Area Learning CenterWhite Bear Lake | 9–12 | 140 | Alternative Education | 2.7 mi |
| White Bear Lake Area High SchoolWhite Bear Lake | 9–12 | 2,572 | Public | 1.1 mi |
| White Bear Lake HS Credit RecoveryWhite Bear Lake | 9–12 | 1 | Alternative Education | 2.7 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| White Bear MontessoriWhite Bear Lake | Pre-K–6 | 33 | Nonsectarian | 2.4 mi |
| Magnuson Christian SchoolWhite Bear Lake | K–8 | 142 | Christian (no specific denomination) | 1.2 mi |
| Frassati Catholic Academy Est. 2014White Bear Lake | 7 | 220 | Roman Catholic | 0.4 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with White Bear Lake, White Bear, Vadnais Heights, Hugo, Dellwood, Birchwood Village, White Bear Lake City and Grant.
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.