Town guide

Crystal Bay, Minnesota

Crystal Bay is a township in Lake County, Minnesota, home to about 469 people across 204 square miles. Its ZIP code is 55603, and parts of 55607 and 55731 are in Crystal Bay too.

Homes sold for a median of $333 per square foot in the three months ending August 2026, a buyer’s market.

Population4692 per sq mi
Median home value$221,200Census, as estimated by owners
Price per sq ft$333Sold homes, 3 months to August 2026
Sold over asking0%Latest 3 months

ZIP codes in Crystal Bay

3 ZIP codes, 2 shared with neighboring towns

Each card is that ZIP code’s whole market, including any part outside Crystal Bay. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology

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We’re writing up Crystal Bay’s story and what everyday life there is like, for people thinking about moving in.

  • History
  • What it’s like to live there
  • Getting around
  • Things to do

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Around Crystal Bay

Distances

Nearest major airportMinneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)206 miles away
Closer regional airportDuluth International Airport (DLH)63 miles away
Nearest city of 250,000+St. Paul, MN200 miles away
Nearest city of 1 million+Chicago, IL439 miles away

Straight-line distances from the center of Crystal Bay; driving is longer.

Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.

Who represents Crystal Bay

Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.

Population over time

Crystal Bay had 435 residents in the 2020 census, down 28% since 2000.

It’s the 1133rd largest of 2,727 towns in Minnesota by population.

Lake County grew from 4,654 residents in 1900 to 10,905 in 2020.

Crystal Bay population by census2000: 607, 2010: 472, 2020: 435607200047220104352020

Lake County, 1900–2020

Lake County population, 1900 to 20201900: 4,654, 1910: 8,011, 1920: 8,251, 1930: 7,068, 1940: 6,956, 1950: 7,781, 1960: 13,702, 1970: 13,351, 1980: 13,043, 1990: 10,415, 2000: 11,058, 2010: 10,866, 2020: 10,9055K’00’108K’20’307K’40’5014K’60’7013K’80’9011K’00’1011K’20

Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).

Weather by month

Average highs peak around 76°F in summer, and winter lows average -5°F. About 30 inches of rain and melted snow fall in a typical year.

Average high and low temperature and precipitation by month near Crystal BayJan: high 16°F, low -5°F, 0.9 in; Feb: high 22°F, low -3°F, 0.9 in; Mar: high 34°F, low 11°F, 1.5 in; Apr: high 48°F, low 25°F, 2.1 in; May: high 63°F, low 39°F, 3.2 in; Jun: high 71°F, low 48°F, 4.3 in; Jul: high 76°F, low 53°F, 4.1 in; Aug: high 75°F, low 51°F, 3.3 in; Sep: high 65°F, low 43°F, 3.5 in; Oct: high 50°F, low 32°F, 3.1 in; Nov: high 34°F, low 19°F, 1.9 in; Dec: high 22°F, low 4°F, 1.2 in16°-5°Jan0.922°-3°Feb0.934°11°Mar1.548°25°Apr2.163°39°May3.271°48°Jun4.376°53°Jul4.175°51°Aug3.365°43°Sep3.550°32°Oct3.134°19°Nov1.922°4°Dec1.2Rain and melted snow, inches

Source: NOAA 1991–2020 climate normals, Isabella 14w, MN weather station (9 miles away).

Jobs in Lake County

3,213 jobs at 340 businesses in Lake County. The biggest industries by employees:

Largest industries in Lake CountyManufacturing: 734 jobs; Hotels and restaurants: 673 jobs; Health care and social assistance: 450 jobs; Retail trade: 415 jobs; Arts, entertainment and recreation: 143 jobs; Other services: 139 jobs; Finance and insurance: 125 jobs; Administrative and support: 106 jobsManufacturing 23% Hotels and restaurants 21% Health care and social assistance 14% Retail trade 13% Arts, entertainment and recreation 5% Other services 4% Finance and insurance 4% Administrative and support 3%

Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).

Health care

1 doctors and other health care providers list an office in Crystal Bay.

Nearest hospitals

  • Ely - Bloomenson Community HospitalCritical access hospital · emergency room · Ely28.3 miles
  • Essentia Health Northern Pines Medical CenterCritical access hospital · emergency room · Aurora36.6 miles
  • Aspirus Lake View HospitalCritical access hospital · emergency room · Two Harbors40.9 miles

Providers with an office here

Mental health providers1

Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.

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Where Crystal Bay is

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Towns near Crystal Bay

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Shares ZIP codes with Ely, Morse Township (St. Louis County), Fall Lake, Lake No. 2 UT, Eagles Nest, Beaver Bay Township, Breitung, Northeast St. Louis UT, Birch Lake UT, Stony River, Lake No. 1 UT and Winton.

Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.