Otsego Lake is a township in Otsego County, Michigan, home to about 2,910 people across 33 square miles. It has no ZIP code of its own: it’s part of 49733 and 49735.
Homes sold for a median of $131 per square foot across 2 ZIP codes in the three months ending August 2026, and 0 of 2 were seller’s markets.
Mostly Frederic; part is in Otsego Lake
Mostly Bagley; part is in Otsego Lake
Each card is that ZIP code’s whole market, including any part outside Otsego Lake. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Otsego Lake’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Gerald R. Ford International Airport (GRR)150 miles away |
|---|---|
| Closer regional airport | Pellston Regional Airport of Emmet County Airport (PLN)42 miles away |
| Nearest city of 250,000+ | Detroit, MI195 miles away |
| Nearest city of 1 million+ | Chicago, IL264 miles away |
Straight-line distances from the center of Otsego Lake; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Otsego Lake had 2,857 residents in the 2020 census, up 13% since 2000.
It’s the 603rd largest of 1,531 towns in Michigan by population.
Otsego County grew from 6,175 residents in 1900 to 25,091 in 2020.
Otsego County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 78°F in summer, and winter lows average 10°F. About 29.4 inches of rain and melted snow fall in a typical year.
Source: NOAA 1991–2020 climate normals, Gaylord Otsego Co Ap, MI weather station (3 miles away).
9,372 jobs at 846 businesses in Otsego County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
287 doctors and other health care providers list an office in Otsego Lake’s ZIP codes.
Nearest hospitals
Providers with an office here
| Primary care doctors | 32 |
|---|---|
| Specialist doctors | 32 |
| Dentists | 19 |
| Nurse practitioners and physician assistants | 53 |
| Mental health providers | 93 |
| Physical and occupational therapists | 29 |
| Optometrists | 17 |
| Chiropractors | 12 |
| Pharmacies | 7 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (10 nearby)
Grocery stores (2 nearby)
Pharmacies
Libraries (1 nearby)
Museums (1 nearby)
Theaters and performance venues
Counts are within about 4 miles of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Gaylord Community Schools. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| North Ohio Elementary SchoolGaylord | Pre-K–3 | 388 | Public | 4.8 mi |
| South Maple Elementary SchoolGaylord | Pre-K–3 | 385 | Public | 3.6 mi |
| Gaylord Intermediate SchoolGaylord | 4–6 | 632 | Public | 3.6 mi |
| Gaylord Middle SchoolGaylord | 7–8 | 435 | Public | 3.5 mi |
| Gaylord High SchoolVoc BldgGaylord | 9–12 | 907 | Public | 5.3 mi |
| School | Grades | Students | Affiliation | Distance |
|---|---|---|---|---|
| St Mary Cathedral SchoolGaylord | Pre-K–12 | 297 | Roman Catholic | 4.2 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.
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Shares ZIP codes with Bagley, Gaylord, Hayes Township (Otsego County), Livingston, Frederic, Elmira, Dover Township (Otsego County), Maple Forest and Chester Township (Otsego County).
Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.