Town guide

Warsaw, Kentucky

Warsaw is a city in Gallatin County, Kentucky, home to about 2,072 people across 1.0 square miles. Its ZIP code is 41095.

Homes sold for a median of $149 per square foot in the three months ending August 2026, a seller’s market.

Population2,0722,158 per sq mi
Median home value$185,900Census, as estimated by owners
Price per sq ft$149Sold homes, 3 months to August 2026
Sold over asking33%Latest 3 months

ZIP codes in Warsaw

1 ZIP code

Each card is that ZIP code’s whole market, including any part outside Warsaw. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology

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  • History
  • What it’s like to live there
  • Getting around
  • Things to do

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Around Warsaw

Distances

Nearest major airportCincinnati Northern Kentucky International Airport (CVG)21 miles away
Nearest city of 250,000+Cincinnati, OH31 miles away
Nearest city of 1 million+Chicago, IL259 miles away

Straight-line distances from the center of Warsaw; driving is longer.

Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.

Who represents Warsaw

Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.

Population over time

Warsaw had 1,761 residents in the 2020 census, down 3% since 2000.

It’s the 166th largest of 553 towns in Kentucky by population.

Gallatin County grew from 5,163 residents in 1900 to 8,690 in 2020.

Warsaw population by census2000: 1,811, 2010: 1,615, 2020: 1,7611,81120001,61520101,7612020

Gallatin County, 1900–2020

Gallatin County population, 1900 to 20201900: 5,163, 1910: 4,697, 1920: 4,664, 1930: 4,437, 1940: 4,307, 1950: 3,969, 1960: 3,867, 1970: 4,134, 1980: 4,842, 1990: 5,393, 2000: 7,870, 2010: 8,589, 2020: 8,6905K’00’105K’20’304K’40’504K’60’705K’80’908K’00’109K’20

Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).

Weather by month

Average highs peak around 85°F in summer, and winter lows average 19°F. About 47.8 inches of rain and melted snow fall in a typical year.

Average high and low temperature and precipitation by month near WarsawJan: high 40°F, low 19°F, 3.4 in; Feb: high 43°F, low 21°F, 3.5 in; Mar: high 55°F, low 29°F, 4.3 in; Apr: high 67°F, low 40°F, 5 in; May: high 75°F, low 51°F, 5 in; Jun: high 82°F, low 59°F, 4.8 in; Jul: high 85°F, low 63°F, 4.9 in; Aug: high 84°F, low 62°F, 3 in; Sep: high 78°F, low 54°F, 3.4 in; Oct: high 67°F, low 42°F, 3.3 in; Nov: high 55°F, low 32°F, 3.4 in; Dec: high 44°F, low 25°F, 3.8 in40°19°Jan3.443°21°Feb3.555°29°Mar4.367°40°Apr5.075°51°May5.082°59°Jun4.885°63°Jul4.984°62°Aug3.078°54°Sep3.467°42°Oct3.355°32°Nov3.444°25°Dec3.8Rain and melted snow, inches

Source: NOAA 1991–2020 climate normals, Glencoe 6 Nw, KY weather station (2 miles away).

Jobs in Gallatin County

1,373 jobs at 84 businesses in Gallatin County. The biggest industries by employees:

Largest industries in Gallatin CountyWholesale trade: 547 jobs; Health care and social assistance: 215 jobs; Retail trade: 161 jobs; Hotels and restaurants: 67 jobs; Manufacturing: 64 jobs; Construction: 59 jobs; Transportation and warehousing: 49 jobs; Other services: 36 jobsWholesale trade 40% Health care and social assistance 16% Retail trade 12% Hotels and restaurants 5% Manufacturing 5% Construction 4% Transportation and warehousing 4% Other services 3%

Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).

Health care

20 doctors and other health care providers list an office in Warsaw.

Nearest hospitals

  • St. Elizabeth GrantCritical access hospital · emergency room · Williamstown17.3 miles
  • Carroll County Memorial HospitalCritical access hospital · emergency room · Carrollton18.6 miles
  • St. Elizabeth FlorenceGeneral hospital · emergency room · CMS rating 3 of 5 · Florence19.7 miles

Providers with an office here

Primary care doctors4
Dentists1
Nurse practitioners and physician assistants8
Mental health providers5
Physical and occupational therapists2
Pharmacies5

Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.

Places in and around Warsaw

Grocery stores

  • Save-A-Lot2.3 mi

Libraries

  • Gallatin County Public Library2.9 mi

Counts are within about 1 mile of the center of town.

Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.

Schools in Warsaw

Public schools here are run by Gallatin County. Check each district’s attendance zones for a specific address.

Public schools (4)
SchoolGradesStudentsTypeDistance
Gallatin County Lower ElementaryWarsawPre-K–2382Public2.4 mi
Gallatin County Upper ElementaryWarsaw3–5304Public2.3 mi
Gallatin County Middle SchoolWarsaw6–8316Public2.3 mi
Gallatin County High SchoolWarsaw9–12424Public2.2 mi

Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.

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Where Warsaw is

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Towns near Warsaw

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Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.