Town guide

Clay, Kentucky

Clay is a city in Webster County, Kentucky, home to about 996 people across 0.9 square miles. Its ZIP code is 42404.

Homes sold for a median of $104 per square foot in the three months ending August 2026, a seller’s market.

Population9961,158 per sq mi
Median home value$74,400Census, as estimated by owners
Price per sq ft$104Sold homes, 3 months to August 2026
Sold over asking0%Latest 3 months

ZIP codes in Clay

1 ZIP code

Each card is that ZIP code’s whole market, including any part outside Clay. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology

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We’re writing up Clay’s story and what everyday life there is like, for people thinking about moving in.

  • History
  • What it’s like to live there
  • Getting around
  • Things to do

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Around Clay

Distances

Nearest major airportNashville International Airport (BNA)113 miles away
Closer regional airportOwensboro Daviess County Airport (OWB)41 miles away
Nearest city of 250,000+Nashville-Davidson, TN107 miles away
Nearest city of 1 million+Chicago, IL301 miles away

Straight-line distances from the center of Clay; driving is longer.

Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.

Who represents Clay

Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.

Population over time

Clay had 1,031 residents in the 2020 census, down 13% since 2000.

It’s the 245th largest of 553 towns in Kentucky by population.

Webster County grew from 20,097 residents in 1900 to 13,017 in 2020.

Clay population by census2000: 1,179, 2010: 1,181, 2020: 1,0311,17920001,18120101,0312020

Webster County, 1900–2020

Webster County population, 1900 to 20201900: 20,097, 1910: 20,974, 1920: 20,762, 1930: 20,534, 1940: 19,198, 1950: 15,555, 1960: 14,244, 1970: 13,282, 1980: 14,832, 1990: 13,955, 2000: 14,120, 2010: 13,621, 2020: 13,01720K’00’1021K’20’3019K’40’5014K’60’7015K’80’9014K’00’1013K’20

Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).

Weather by month

Average highs peak around 90°F in summer, and winter lows average 25°F. About 48.5 inches of rain and melted snow fall in a typical year.

Average high and low temperature and precipitation by month near ClayJan: high 43°F, low 25°F, 2.7 in; Feb: high 48°F, low 28°F, 3.8 in; Mar: high 58°F, low 36°F, 4.7 in; Apr: high 69°F, low 45°F, 5.1 in; May: high 78°F, low 56°F, 5 in; Jun: high 86°F, low 65°F, 4.6 in; Jul: high 90°F, low 69°F, 4.8 in; Aug: high 89°F, low 67°F, 2.6 in; Sep: high 83°F, low 58°F, 3.3 in; Oct: high 71°F, low 46°F, 3.5 in; Nov: high 58°F, low 36°F, 3.9 in; Dec: high 47°F, low 29°F, 4.5 in43°25°Jan2.748°28°Feb3.858°36°Mar4.769°45°Apr5.178°56°May5.086°65°Jun4.690°69°Jul4.889°67°Aug2.683°58°Sep3.371°46°Oct3.558°36°Nov3.947°29°Dec4.5Rain and melted snow, inches

Source: NOAA 1991–2020 climate normals, Providence, KY weather station (7 miles away).

Jobs in Webster County

1,822 jobs at 202 businesses in Webster County. The biggest industries by employees:

Largest industries in Webster CountyConstruction: 300 jobs; Manufacturing: 277 jobs; Health care and social assistance: 251 jobs; Retail trade: 248 jobs; Transportation and warehousing: 159 jobs; Hotels and restaurants: 145 jobs; Wholesale trade: 122 jobs; Finance and insurance: 100 jobsConstruction 17% Manufacturing 15% Health care and social assistance 14% Retail trade 14% Transportation and warehousing 9% Hotels and restaurants 8% Wholesale trade 7% Finance and insurance 6%

Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).

Health care

1 doctors and other health care providers list an office in Clay.

Nearest hospitals

  • Methodist Hospital Union CountyCritical access hospital · emergency room · Morganfield12.0 miles
  • Baptist Health Deaconess MadisonvilleGeneral hospital · emergency room · CMS rating 2 of 5 · Madisonville21.1 miles
  • Caldwell Medical CenterCritical access hospital · emergency room · Princeton24.9 miles

Providers with an office here

Nurse practitioners and physician assistants1
Pharmacies1

Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.

Schools in Clay

Public schools here are run by Webster County. Check each district’s attendance zones for a specific address.

Public schools (1)
SchoolGradesStudentsTypeDistance
Clay Elementary SchoolClayPre-K–6194Public0.9 mi

Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.

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Where Clay is

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Towns near Clay

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Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.