Town guide

Spencer, Iowa

Spencer is a city in Clay County, Iowa, home to about 11,400 people across 11 square miles. Its ZIP code is 51301.

Homes sold for a median of $122 per square foot in the three months ending August 2026, a seller’s market.

Population11,4001,041 per sq mi
Median home value$184,800Census, as estimated by owners
Price per sq ft$122Sold homes, 3 months to August 2026
Sold over asking16%Latest 3 months

ZIP codes in Spencer

1 ZIP code

Each card is that ZIP code’s whole market, including any part outside Spencer. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology

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We’re writing up Spencer’s story and what everyday life there is like, for people thinking about moving in.

  • History
  • What it’s like to live there
  • Getting around
  • Things to do

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Around Spencer

Distances

Nearest major airportEppley Airfield (OMA)133 miles away
Closer regional airportFort Dodge Regional Airport (FOD)63 miles away
Nearest city of 250,000+Omaha, NE138 miles away
Nearest city of 1 million+Chicago, IL390 miles away

Straight-line distances from the center of Spencer; driving is longer.

Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.

Who represents Spencer

Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.

Population over time

Spencer had 11,325 residents in the 2020 census, up 0% since 2000.

It’s the 36th largest of 1,019 towns in Iowa by population.

Clay County grew from 13,401 residents in 1900 to 16,384 in 2020.

Spencer population by census2000: 11,317, 2010: 11,233, 2020: 11,32511,317200011,233201011,3252020

Clay County, 1900–2020

Clay County population, 1900 to 20201900: 13,401, 1910: 12,766, 1920: 15,660, 1930: 16,107, 1940: 17,762, 1950: 18,103, 1960: 18,504, 1970: 18,464, 1980: 19,576, 1990: 17,585, 2000: 17,372, 2010: 16,667, 2020: 16,38413K’00’1016K’20’3018K’40’5019K’60’7020K’80’9017K’00’1016K’20

Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).

Weather by month

Average highs peak around 84°F in summer, and winter lows average 7°F. About 31.1 inches of rain and melted snow fall in a typical year, with about 43 inches of snow.

Average high and low temperature and precipitation by month near SpencerJan: high 25°F, low 7°F, 0.7 in; Feb: high 30°F, low 11°F, 0.8 in; Mar: high 43°F, low 24°F, 1.7 in; Apr: high 58°F, low 35°F, 3.5 in; May: high 70°F, low 47°F, 4.2 in; Jun: high 80°F, low 58°F, 4.6 in; Jul: high 84°F, low 62°F, 3.7 in; Aug: high 81°F, low 59°F, 3.8 in; Sep: high 75°F, low 50°F, 3.3 in; Oct: high 60°F, low 37°F, 2.4 in; Nov: high 44°F, low 24°F, 1.4 in; Dec: high 30°F, low 13°F, 1 in25°7°Jan0.730°11°Feb0.843°24°Mar1.758°35°Apr3.570°47°May4.280°58°Jun4.684°62°Jul3.781°59°Aug3.875°50°Sep3.360°37°Oct2.444°24°Nov1.430°13°Dec1.0Rain and melted snow, inches

Source: NOAA 1991–2020 climate normals, Spencer 1 N, IA weather station (about a mile away).

Jobs in Clay County

7,012 jobs at 570 businesses in Clay County. The biggest industries by employees:

Largest industries in Clay CountyRetail trade: 1,373 jobs; Health care and social assistance: 1,349 jobs; Manufacturing: 725 jobs; Wholesale trade: 622 jobs; Hotels and restaurants: 535 jobs; Transportation and warehousing: 366 jobs; Construction: 334 jobs; Administrative and support: 322 jobsRetail trade 20% Health care and social assistance 19% Manufacturing 10% Wholesale trade 9% Hotels and restaurants 8% Transportation and warehousing 5% Construction 5% Administrative and support 5%

Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).

Health care

237 doctors and other health care providers list an office in Spencer.

Nearest hospitals

  • Spencer Municipal HospitalGeneral hospital · emergency room · CMS rating 4 of 5 · SpencerUnder a mile
  • Lakes Regional HealthcareGeneral hospital · emergency room · CMS rating 2 of 5 · Spirit Lake18.9 miles
  • Palo Alto County HospitalCritical access hospital · emergency room · Emmetsburg23.0 miles

Providers with an office here

Primary care doctors19
Specialist doctors27
Dentists22
Nurse practitioners and physician assistants47
Mental health providers76
Physical and occupational therapists24
Optometrists8
Chiropractors14
Pharmacies6

Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.

Places in and around Spencer

Parks (13 nearby)

  • Stolley Gravel Pit Park · 109 acres2.2 mi
  • East Leach Park · 61 acres0.9 mi
  • River View Park · 61 acres1.2 mi
  • West Leach Park · 28 acres0.7 mi
  • Northwest Iowa Youth Soccer Alliance · 15 acres1.2 mi
  • DeWolf Dog Park · 12 acres2.0 mi

Grocery stores (3 nearby)

  • Hy-Vee0.1 mi
  • Fareway0.1 mi
  • Walmart Supercenter1.4 mi

Pharmacies (1 nearby)

  • Hy-Vee Pharmacy0.1 mi

Libraries (2 nearby)

  • Clay County Law Library0.3 mi
  • Spencer Public Library0.3 mi

Museums (3 nearby)

  • Parker Museum0.4 mi
  • Parker Historical Museum0.4 mi
  • Clay County Heritage Center0.5 mi

Counts are within about 2.5 miles of the center of town.

Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.

Schools in Spencer

Public schools here are run by Spencer Comm School District. Check each district’s attendance zones for a specific address.

Public schools (5)
SchoolGradesStudentsTypeDistance
Johnson ElementarySpencerPre-K–K201Public0.6 mi
Fairview Park ElementarySpencer1–2249Public0.7 mi
Lincoln Elementary SchoolSpencer3–5442Public1.0 mi
Spencer Middle SchoolSpencer6–8514Public1.0 mi
Spencer High SchoolSpencer9–12688Public0.7 mi
Private schools (2)
SchoolGradesStudentsAffiliationDistance
Iowa Great Lakes Lutheran SchoolSpencerK–7119Lutheran Church–Missouri Synod1.3 mi
Sacred Heart SchoolSpencerK–6179Roman Catholic0.5 mi

Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools; Private School Universe Survey (2023-2024) for private schools. Listed by address; we don’t rate schools.

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Towns near Spencer

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Shares ZIP codes with Fostoria.

Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.