Town guide

Waterloo, Indiana

Waterloo is a town in DeKalb County, Indiana, home to about 2,073 people across 2.1 square miles. Its ZIP code is 46793.

Homes sold for a median of $168 per square foot in the three months ending August 2026, a seller’s market.

Population2,073978 per sq mi
Median home value$104,600Census, as estimated by owners
Price per sq ft$168Sold homes, 3 months to August 2026
Sold over asking39%Latest 3 months

ZIP codes in Waterloo

1 ZIP code

Each card is that ZIP code’s whole market, including any part outside Waterloo. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology

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  • History
  • What it’s like to live there
  • Getting around
  • Things to do

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Around Waterloo

Distances

Nearest major airportDetroit Metropolitan Wayne County Airport (DTW)101 miles away
Closer regional airportFort Wayne International Airport (FWA)33 miles away
Nearest city of 250,000+Fort Wayne, IN25 miles away
Nearest city of 1 million+Chicago, IL140 miles away

Straight-line distances from the center of Waterloo; driving is longer.

Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.

Who represents Waterloo

Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.

Population over time

Waterloo had 2,116 residents in the 2020 census, down 4% since 2000.

It’s the 221st largest of 693 towns in Indiana by population.

DeKalb County grew from 25,711 residents in 1900 to 43,265 in 2020.

Waterloo population by census2000: 2,200, 2010: 2,242, 2020: 2,1162,20020002,24220102,1162020

DeKalb County, 1900–2020

DeKalb County population, 1900 to 20201900: 25,711, 1910: 25,054, 1920: 25,600, 1930: 24,911, 1940: 24,756, 1950: 26,023, 1960: 28,271, 1970: 30,837, 1980: 33,606, 1990: 35,324, 2000: 40,285, 2010: 42,223, 2020: 43,26526K’00’1026K’20’3025K’40’5028K’60’7034K’80’9040K’00’1043K’20

Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).

Weather by month

Average highs peak around 81°F in summer, and winter lows average 17°F. About 39.5 inches of rain and melted snow fall in a typical year, with about 36 inches of snow.

Average high and low temperature and precipitation by month near WaterlooJan: high 30°F, low 17°F, 2.5 in; Feb: high 34°F, low 19°F, 2.3 in; Mar: high 46°F, low 27°F, 2.7 in; Apr: high 59°F, low 37°F, 4 in; May: high 70°F, low 48°F, 4.7 in; Jun: high 78°F, low 57°F, 4 in; Jul: high 81°F, low 60°F, 3.5 in; Aug: high 79°F, low 58°F, 3.9 in; Sep: high 73°F, low 51°F, 3.2 in; Oct: high 61°F, low 41°F, 3 in; Nov: high 47°F, low 31°F, 3.1 in; Dec: high 35°F, low 22°F, 2.6 in30°17°Jan2.534°19°Feb2.346°27°Mar2.759°37°Apr4.070°48°May4.778°57°Jun4.081°60°Jul3.579°58°Aug3.973°51°Sep3.261°41°Oct3.047°31°Nov3.135°22°Dec2.6Rain and melted snow, inches

Source: NOAA 1991–2020 climate normals, Garrett 1 S, IN weather station (9 miles away).

Jobs in DeKalb County

21,088 jobs at 1,034 businesses in DeKalb County. The biggest industries by employees:

Largest industries in DeKalb CountyManufacturing: 9,775 jobs; Transportation and warehousing: 1,868 jobs; Health care and social assistance: 1,677 jobs; Hotels and restaurants: 1,587 jobs; Retail trade: 1,569 jobs; Wholesale trade: 1,044 jobs; Construction: 845 jobs; Other services: 700 jobsManufacturing 46% Transportation and warehousing 9% Health care and social assistance 8% Hotels and restaurants 8% Retail trade 7% Wholesale trade 5% Construction 4% Other services 3%

Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).

Health care

4 doctors and other health care providers list an office in Waterloo.

Nearest hospitals

  • Parkview Dekalb HospitalGeneral hospital · emergency room · CMS rating 3 of 5 · Auburn5.1 miles
  • Cameron HealthCritical access hospital · emergency room · CMS rating 3 of 5 · Angola13.5 miles
  • Parkview Noble HospitalGeneral hospital · emergency room · CMS rating 3 of 5 · Kendallville14.1 miles

Providers with an office here

Dentists2
Mental health providers1
Chiropractors1

Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.

Places in and around Waterloo

Grocery stores

  • Dollar General Market5.0 mi

Counts are within about 1 mile of the center of town.

Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.

Schools in Waterloo

Public schools here are run by DeKalb Co Ctl United Sch Dist. Check each district’s attendance zones for a specific address.

Public schools (3)
SchoolGradesStudentsTypeDistance
Waterloo Elementary SchoolWaterlooPre-K–5247Public0.8 mi
DeKalb Middle SchoolWaterloo6–8759Public2.3 mi
DeKalb High SchoolWaterloo9–121,007Public2.5 mi

Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.

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Where Waterloo is

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Towns near Waterloo

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Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.