Spencer is a town in Owen County, Indiana, home to about 2,481 people across 1.6 square miles. It has no ZIP code of its own: it’s part of 47460.
Homes sold for a median of $172 per square foot in the three months ending August 2026, a seller’s market.
Each card is that ZIP code’s whole market, including any part outside Spencer. Seller’s market: under 4 months of supply; buyer’s market: over 6. Methodology
We’re writing up Spencer’s story and what everyday life there is like, for people thinking about moving in.
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| Nearest major airport | Indianapolis International Airport (IND)39 miles away |
|---|---|
| Nearest city of 250,000+ | Indianapolis, IN48 miles away |
| Nearest city of 1 million+ | Chicago, IL182 miles away |
Straight-line distances from the center of Spencer; driving is longer.
Source: Airports from OurAirports (scheduled passenger service); city centers and populations from the U.S. Census Bureau.
Source: Members of Congress from the congress-legislators project; districts from the Census Bureau’s relationship files; governor and mayor from Wikidata.
Spencer had 2,454 residents in the 2020 census, down 2% since 2000.
It’s the 197th largest of 693 towns in Indiana by population.
Owen County grew from 15,149 residents in 1900 to 21,321 in 2020.
Owen County, 1900–2020
Source: U.S. Census Bureau decennial censuses (counties 1900–1990 from the Bureau’s historical county file).
Average highs peak around 85°F in summer, and winter lows average 20°F. About 49.8 inches of rain and melted snow fall in a typical year, with about 16 inches of snow.
Source: NOAA 1991–2020 climate normals, Spencer, IN weather station (about a mile away).
4,050 jobs at 344 businesses in Owen County. The biggest industries by employees:
Source: U.S. Census Bureau County Business Patterns 2023 (private employers; jobs counted where people work).
52 doctors and other health care providers list an office in Spencer.
Nearest hospitals
Providers with an office here
| Primary care doctors | 5 |
|---|---|
| Specialist doctors | 1 |
| Dentists | 2 |
| Nurse practitioners and physician assistants | 17 |
| Mental health providers | 19 |
| Physical and occupational therapists | 4 |
| Optometrists | 3 |
| Chiropractors | 1 |
| Pharmacies | 3 |
Source: Hospitals from CMS Hospital General Information (ratings are CMS overall star ratings); straight-line distances; providers from the CMS National Plan and Provider Enumeration System (NPPES), by practice address and primary specialty.
Parks (1 nearby)
Grocery stores (2 nearby)
Pharmacies (2 nearby)
Libraries (1 nearby)
Museums (1 nearby)
Theaters and performance venues (1 nearby)
Counts are within about 1 mile of the center of town.
Source: Map data © OpenStreetMap contributors (openstreetmap.org/copyright), as mapped by volunteers; it can miss places or include closed ones.
Public schools here are run by Spencer-Owen Community Schools. Check each district’s attendance zones for a specific address.
| School | Grades | Students | Type | Distance |
|---|---|---|---|---|
| McCormick's Creek Elementary SchSpencer | Pre-K–6 | 390 | Public | 4.3 mi |
| Spencer Elementary SchoolSpencer | Pre-K–6 | 521 | Public | 1.0 mi |
| Owen Valley Middle SchoolSpencer | 7–8 | 321 | Public | 0.2 mi |
| Owen Valley Community High SchoolSpencer | 9–12 | 628 | Public | 0.1 mi |
Source: U.S. Department of Education, NCES: Common Core of Data (2024-2025) for public schools. Listed by address; we don’t rate schools.
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Town boundaries don’t always match ZIP codes: a ZIP code can cross into neighboring towns, and a town can share a ZIP code with its neighbors. Facts describe the town itself; market figures describe whole ZIP codes.