Will a lender approve you?
Seven questions about what lenders look at: credit, debts, income, savings and paperwork. You’ll see how likely approval looks and what would strengthen your file.
Your answers aren’t saved or sent anywhere except to calculate your score. For education only; it isn’t a credit check or a loan approval.
What this quiz looks at
Each answer adds points toward a score out of 100, weighted by how much it matters:
- Credit score: up to 25 points
- Debt-to-income: up to 25 points
- Down payment: up to 10 points
- Work history: up to 15 points
- Savings after closing: up to 10 points
- Credit history: up to 10 points
- Paperwork: up to 5 points
Your results list the areas with the most room to improve, with the tools and guides for each. Retake it anytime to see your score climb.