Which loan type fits you?
Seven questions about your service history, location, credit, down payment and income. See which loan type is likely your best fit, and why.
Your answers aren’t saved or sent anywhere except to calculate your score. For education only; it isn’t a credit check or a loan approval.
The possible results
- VA loan: Zero down and no monthly mortgage insurance.
- USDA loan: Zero down in eligible rural and suburban areas.
- FHA loan: Flexible credit, 3.5% down.
- Low-down conventional (HomeReady or Home Possible): 3% down with cheaper PMI.
- Conventional loan: The standard choice for good credit.
- Jumbo loan: For prices above conforming limits.
This is a starting point based on general program rules. Eligibility depends on the details, and lenders can tell you exactly what you qualify for.