Spot the red flag

Ten real situations from listings, inspections and closing. Is it a red flag, or usually fine?

10 questions · about 2 minutes · no signup needed

Question 1 of 10Right before closing, an email from your “title company” says the wiring instructions have changed.

Red flagUsually fine

Question 2 of 10One patch of ceiling has fresh paint, but the rest of the room doesn’t.

Red flagUsually fine

Question 3 of 10The lender asks for two months of bank statements.

Red flagUsually fine

Question 4 of 10The inspector finds long horizontal cracks in a basement wall.

Red flagUsually fine

Question 5 of 10The roof is 23 years old.

Red flagUsually fine

Question 6 of 10The water heater is 5 years old.

Red flagUsually fine

Question 7 of 10In a slow market, the seller insists you waive the inspection entirely.

Red flagUsually fine

Question 8 of 10The appraisal comes in exactly at your contract price.

Red flagUsually fine

Question 9 of 10The condo association has a very small reserve fund and a big roof project coming.

Red flagUsually fine

Question 10 of 10You receive your Loan Estimate within three business days of applying.

Red flagUsually fine

Your answers aren’t saved or sent anywhere except to calculate your score. For education only; it isn’t a credit check or a loan approval.

How it works

Pick an answer and you’ll see right away whether you got it, with a short explanation and a link to learn more. At the end you’ll get your score and can share it.