Is your budget house-poor-proof?

Seven questions about how your budget would hold up after buying: the payment, your cushion, your income and the surprises every homeowner meets.

7 questions · about 2 minutes · no signup needed

Question 1 of 7The new housing payment would take how much of your take-home pay?
Question 2 of 7After closing, your emergency fund would cover…
Question 3 of 7If one income stopped, could you still pay the mortgage?
Question 4 of 7Do you carry credit card balances month to month?
Question 5 of 7After buying, could you keep saving for retirement and goals?
Question 6 of 7Do you have a plan for repairs?
Question 7 of 7What kind of mortgage are you planning?

Your answers aren’t saved or sent anywhere except to calculate your score. For education only; it isn’t a credit check or a loan approval.

What this quiz looks at

Each answer adds points toward a score out of 100, weighted by how much it matters:

Your results list the areas with the most room to improve, with the tools and guides for each. Retake it anytime to see your score climb.