OfferBackedBuyer Tools

Are you ready for homeownership costs?

Seven questions about the costs new owners most often underestimate: closing, taxes, insurance, repairs, HOA dues and the first-year surprises.

7 questions · about 2 minutes · no signup needed

Question 1 of 7How much have you planned for closing costs?
Question 2 of 7Do you know the property tax on homes you’re considering?
Question 3 of 7Have you priced homeowners insurance (and flood insurance if needed)?
Question 4 of 7How much will you set aside for repairs each year?
Question 5 of 7Have you budgeted for HOA dues and higher utilities?
Question 6 of 7Have you planned for moving and move-in costs (movers, furniture, fixes)?
Question 7 of 7If you put less than 20% down, do you know your PMI cost and when it ends?

Your answers aren’t saved or sent anywhere except to calculate your score. For education only; it isn’t a credit check or a loan approval.

What this quiz looks at

Each answer adds points toward a score out of 100, weighted by how much it matters:

Your results list the areas with the most room to improve, with the tools and guides for each. Retake it anytime to see your score climb.