2026 loan limits in West Virginia
1 of West Virginia’s 55 counties are high-cost areas with conforming limits above the $832,750 baseline. The rest use the national limits.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Barbour County | $832,750 | $541,287 |
| Berkeley County | $832,750 | $541,287 |
| Boone County | $832,750 | $541,287 |
| Braxton County | $832,750 | $541,287 |
| Brooke County | $832,750 | $541,287 |
| Cabell County | $832,750 | $541,287 |
| Calhoun County | $832,750 | $541,287 |
| Clay County | $832,750 | $541,287 |
| Doddridge County | $832,750 | $541,287 |
| Fayette County | $832,750 | $541,287 |
| Gilmer County | $832,750 | $541,287 |
| Grant County | $832,750 | $541,287 |
| Greenbrier County | $832,750 | $541,287 |
| Hampshire County | $832,750 | $541,287 |
| Hancock County | $832,750 | $541,287 |
| Hardy County | $832,750 | $541,287 |
| Harrison County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Jefferson County | $1,249,125 | $1,249,125 |
| Kanawha County | $832,750 | $541,287 |
| Lewis County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Logan County | $832,750 | $541,287 |
| Marion County | $832,750 | $541,287 |
| Marshall County | $832,750 | $541,287 |
| Mason County | $832,750 | $541,287 |
| McDowell County | $832,750 | $541,287 |
| Mercer County | $832,750 | $541,287 |
| Mineral County | $832,750 | $541,287 |
| Mingo County | $832,750 | $541,287 |
| Monongalia County | $832,750 | $541,287 |
| Monroe County | $832,750 | $541,287 |
| Morgan County | $832,750 | $541,287 |
| Nicholas County | $832,750 | $541,287 |
| Ohio County | $832,750 | $541,287 |
| Pendleton County | $832,750 | $541,287 |
| Pleasants County | $832,750 | $541,287 |
| Pocahontas County | $832,750 | $541,287 |
| Preston County | $832,750 | $541,287 |
| Putnam County | $832,750 | $541,287 |
| Raleigh County | $832,750 | $541,287 |
| Randolph County | $832,750 | $541,287 |
| Ritchie County | $832,750 | $541,287 |
| Roane County | $832,750 | $541,287 |
| Summers County | $832,750 | $541,287 |
| Taylor County | $832,750 | $541,287 |
| Tucker County | $832,750 | $541,287 |
| Tyler County | $832,750 | $541,287 |
| Upshur County | $832,750 | $541,287 |
| Wayne County | $832,750 | $541,287 |
| Webster County | $832,750 | $541,287 |
| Wetzel County | $832,750 | $541,287 |
| Wirt County | $832,750 | $541,287 |
| Wood County | $832,750 | $541,287 |
| Wyoming County | $832,750 | $541,287 |
More for West Virginia
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.