2026 loan limits in North Dakota
All 53 counties in North Dakota use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Adams County | $832,750 | $541,287 |
| Barnes County | $832,750 | $541,287 |
| Benson County | $832,750 | $541,287 |
| Billings County | $832,750 | $541,287 |
| Bottineau County | $832,750 | $541,287 |
| Bowman County | $832,750 | $541,287 |
| Burke County | $832,750 | $541,287 |
| Burleigh County | $832,750 | $541,287 |
| Cass County | $832,750 | $541,287 |
| Cavalier County | $832,750 | $541,287 |
| Dickey County | $832,750 | $541,287 |
| Divide County | $832,750 | $541,287 |
| Dunn County | $832,750 | $541,287 |
| Eddy County | $832,750 | $541,287 |
| Emmons County | $832,750 | $541,287 |
| Foster County | $832,750 | $541,287 |
| Golden Valley County | $832,750 | $541,287 |
| Grand Forks County | $832,750 | $541,287 |
| Grant County | $832,750 | $541,287 |
| Griggs County | $832,750 | $541,287 |
| Hettinger County | $832,750 | $541,287 |
| Kidder County | $832,750 | $541,287 |
| LaMoure County | $832,750 | $541,287 |
| Logan County | $832,750 | $541,287 |
| McHenry County | $832,750 | $541,287 |
| McIntosh County | $832,750 | $541,287 |
| McKenzie County | $832,750 | $541,287 |
| McLean County | $832,750 | $541,287 |
| Mercer County | $832,750 | $541,287 |
| Morton County | $832,750 | $541,287 |
| Mountrail County | $832,750 | $541,287 |
| Nelson County | $832,750 | $541,287 |
| Oliver County | $832,750 | $541,287 |
| Pembina County | $832,750 | $541,287 |
| Pierce County | $832,750 | $541,287 |
| Ramsey County | $832,750 | $541,287 |
| Ransom County | $832,750 | $541,287 |
| Renville County | $832,750 | $541,287 |
| Richland County | $832,750 | $541,287 |
| Rolette County | $832,750 | $541,287 |
| Sargent County | $832,750 | $541,287 |
| Sheridan County | $832,750 | $541,287 |
| Sioux County | $832,750 | $541,287 |
| Slope County | $832,750 | $541,287 |
| Stark County | $832,750 | $541,287 |
| Steele County | $832,750 | $541,287 |
| Stutsman County | $832,750 | $541,287 |
| Towner County | $832,750 | $541,287 |
| Traill County | $832,750 | $541,287 |
| Walsh County | $832,750 | $541,287 |
| Ward County | $832,750 | $541,287 |
| Wells County | $832,750 | $541,287 |
| Williams County | $832,750 | $541,287 |
More for North Dakota
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.