2026 loan limits in Kandiyohi County, Minnesota
In Kandiyohi County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Kandiyohi County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Kandiyohi County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Kandiyohi County?
$541,287 for a one-unit home.
More for Kandiyohi County
Kandiyohi County property taxesFHA loan limits toolMinnesota closing costsAtwater 56209 market dataBlomkest 56216 market dataKandiyohi 56251 market dataLake Lillian 56253 market dataNew London 56273 market dataPennock 56279 market dataPrinsburg 56281 market dataRaymond 56282 market dataSpicer 56288 market dataSunburg 56289 market data
2026 limits from HUD’s county files (Willmar, Mn). Conforming limits are set by the Federal Housing Finance Agency.