2026 loan limits in Minnesota
All 87 counties in Minnesota use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Aitkin County | $832,750 | $541,287 |
| Anoka County | $832,750 | $552,000 |
| Becker County | $832,750 | $541,287 |
| Beltrami County | $832,750 | $541,287 |
| Benton County | $832,750 | $541,287 |
| Big Stone County | $832,750 | $541,287 |
| Blue Earth County | $832,750 | $541,287 |
| Brown County | $832,750 | $541,287 |
| Carlton County | $832,750 | $541,287 |
| Carver County | $832,750 | $552,000 |
| Cass County | $832,750 | $541,287 |
| Chippewa County | $832,750 | $541,287 |
| Chisago County | $832,750 | $552,000 |
| Clay County | $832,750 | $541,287 |
| Clearwater County | $832,750 | $541,287 |
| Cook County | $832,750 | $541,287 |
| Cottonwood County | $832,750 | $541,287 |
| Crow Wing County | $832,750 | $541,287 |
| Dakota County | $832,750 | $552,000 |
| Dodge County | $832,750 | $541,287 |
| Douglas County | $832,750 | $541,287 |
| Faribault County | $832,750 | $541,287 |
| Fillmore County | $832,750 | $541,287 |
| Freeborn County | $832,750 | $541,287 |
| Goodhue County | $832,750 | $541,287 |
| Grant County | $832,750 | $541,287 |
| Hennepin County | $832,750 | $552,000 |
| Houston County | $832,750 | $541,287 |
| Hubbard County | $832,750 | $541,287 |
| Isanti County | $832,750 | $552,000 |
| Itasca County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Kanabec County | $832,750 | $541,287 |
| Kandiyohi County | $832,750 | $541,287 |
| Kittson County | $832,750 | $541,287 |
| Koochiching County | $832,750 | $541,287 |
| Lac qui Parle County | $832,750 | $541,287 |
| Lake County | $832,750 | $541,287 |
| Lake of the Woods County | $832,750 | $541,287 |
| Le Sueur County | $832,750 | $552,000 |
| Lincoln County | $832,750 | $541,287 |
| Lyon County | $832,750 | $541,287 |
| Mahnomen County | $832,750 | $541,287 |
| Marshall County | $832,750 | $541,287 |
| Martin County | $832,750 | $541,287 |
| McLeod County | $832,750 | $541,287 |
| Meeker County | $832,750 | $541,287 |
| Mille Lacs County | $832,750 | $552,000 |
| Morrison County | $832,750 | $541,287 |
| Mower County | $832,750 | $541,287 |
| Murray County | $832,750 | $541,287 |
| Nicollet County | $832,750 | $541,287 |
| Nobles County | $832,750 | $541,287 |
| Norman County | $832,750 | $541,287 |
| Olmsted County | $832,750 | $541,287 |
| Otter Tail County | $832,750 | $541,287 |
| Pennington County | $832,750 | $541,287 |
| Pine County | $832,750 | $541,287 |
| Pipestone County | $832,750 | $541,287 |
| Polk County | $832,750 | $541,287 |
| Pope County | $832,750 | $541,287 |
| Ramsey County | $832,750 | $552,000 |
| Red Lake County | $832,750 | $541,287 |
| Redwood County | $832,750 | $541,287 |
| Renville County | $832,750 | $541,287 |
| Rice County | $832,750 | $541,287 |
| Rock County | $832,750 | $541,287 |
| Roseau County | $832,750 | $541,287 |
| Scott County | $832,750 | $552,000 |
| Sherburne County | $832,750 | $552,000 |
| Sibley County | $832,750 | $541,287 |
| St. Louis County | $832,750 | $541,287 |
| Stearns County | $832,750 | $541,287 |
| Steele County | $832,750 | $541,287 |
| Stevens County | $832,750 | $541,287 |
| Swift County | $832,750 | $541,287 |
| Todd County | $832,750 | $541,287 |
| Traverse County | $832,750 | $541,287 |
| Wabasha County | $832,750 | $541,287 |
| Wadena County | $832,750 | $541,287 |
| Waseca County | $832,750 | $541,287 |
| Washington County | $832,750 | $552,000 |
| Watonwan County | $832,750 | $541,287 |
| Wilkin County | $832,750 | $541,287 |
| Winona County | $832,750 | $541,287 |
| Wright County | $832,750 | $552,000 |
| Yellow Medicine County | $832,750 | $541,287 |
More for Minnesota
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.