2026 loan limits in Canyon County, Idaho
In Canyon County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $586,500.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$586,500High-cost county
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$607,772Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $586,500 |
| 2 units | $1,066,250 | $750,800 |
| 3 units | $1,288,800 | $907,550 |
| 4 units | $1,601,750 | $1,127,900 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Canyon County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $607,772.
Questions
What is the 2026 conforming loan limit in Canyon County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Canyon County?
$586,500 for a one-unit home.
More for Canyon County
Canyon County property taxesFHA loan limits toolIdaho closing costsCaldwell 83605 market dataCaldwell 83607 market dataGreenleaf 83626 market dataMiddleton 83644 market dataNampa 83651 market dataNampa 83686 market dataNampa 83687 market dataNotus 83656 market dataParma 83660 market dataWilder 83676 market data
2026 limits from HUD’s county files (Boise City, Id). Conforming limits are set by the Federal Housing Finance Agency.