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Loan limits

2026 loan limits in Alaska

30 of Alaska’s 30 counties are high-cost areas with conforming limits above the $832,750 baseline. The rest use the national limits.

Check a loan amount against your county’s limitConforming and jumbo limits

One-unit limits by county

CountyConformingFHA
Aleutians East Borough$1,249,125$541,287
Aleutians West Census Area$1,249,125$585,350
Anchorage Municipality$1,249,125$541,287
Bethel Census Area$1,249,125$541,287
Bristol Bay Borough$1,249,125$541,287
Chugach Census Area$1,249,125$541,287
Copper River Census Area$1,249,125$541,287
Denali Borough$1,249,125$541,287
Dillingham Census Area$1,249,125$541,287
Fairbanks North Star Borough$1,249,125$541,287
Haines Borough$1,249,125$541,287
Hoonah-Angoon Census Area$1,249,125$541,287
Juneau City and Borough$1,249,125$596,850
Kenai Peninsula Borough$1,249,125$541,287
Ketchikan Gateway Borough$1,249,125$541,287
Kodiak Island Borough$1,249,125$541,650
Kusilvak Census Area$1,249,125$541,287
Lake And Penins County$1,249,125$541,287
Matanuska-Susitna Borough$1,249,125$541,287
Nome Census Area$1,249,125$541,287
North Slope Borough$1,249,125$541,287
Northwest Arctic Borough$1,249,125$541,287
Petersburg Borough$1,249,125$541,287
Prince of Wales-Hyder Census Area$1,249,125$541,287
Sitka City and Borough$1,249,125$586,500
Skagway Municipality$1,249,125$541,287
Southeast Fairbanks Census Area$1,249,125$541,287
Wrangell City and Borough$1,249,125$541,287
Yakutat City and Borough$1,249,125$541,287
Yukon-Koyukuk Census Area$1,249,125$541,287

More for Alaska

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Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.