2026 loan limits in Vermont
All 14 counties in Vermont use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Addison County | $832,750 | $541,287 |
| Bennington County | $832,750 | $541,287 |
| Caledonia County | $832,750 | $541,287 |
| Chittenden County | $832,750 | $575,000 |
| Essex County | $832,750 | $541,287 |
| Franklin County | $832,750 | $575,000 |
| Grand Isle County | $832,750 | $575,000 |
| Lamoille County | $832,750 | $541,287 |
| Orange County | $832,750 | $541,287 |
| Orleans County | $832,750 | $541,287 |
| Rutland County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Windham County | $832,750 | $541,287 |
| Windsor County | $832,750 | $541,287 |
More for Vermont
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.