2026 loan limits in Nueces County, Texas
In Nueces County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Nueces County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Nueces County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Nueces County?
$541,287 for a one-unit home.
More for Nueces County
Nueces County property taxesFHA loan limits toolTexas closing costsAgua Dulce 78330 market dataBanquete 78339 market dataBishop 78343 market dataCorpus Christi 78401 market dataCorpus Christi 78402 market dataCorpus Christi 78404 market dataCorpus Christi 78405 market dataCorpus Christi 78406 market dataCorpus Christi 78407 market dataCorpus Christi 78408 market data
2026 limits from HUD’s county files (Corpus Christi, Tx). Conforming limits are set by the Federal Housing Finance Agency.