2026 loan limits in Rhode Island
All 5 counties in Rhode Island use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Bristol County | $832,750 | $787,750 |
| Kent County | $832,750 | $787,750 |
| Newport County | $832,750 | $787,750 |
| Providence County | $832,750 | $787,750 |
| Washington County | $832,750 | $787,750 |
More for Rhode Island
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.