2026 loan limits in Lawrence County, Pennsylvania
In Lawrence County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Lawrence County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Lawrence County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Lawrence County?
$541,287 for a one-unit home.
More for Lawrence County
Lawrence County property taxesFHA loan limits toolPennsylvania closing costsBessemer 16112 market dataEdinburg 16116 market dataEllwood City 16117 market dataEnon Valley 16120 market dataHillsville 16132 market dataNew Castle 16101 market dataNew Castle 16102 market dataNew Castle 16105 market dataNew Galilee 16141 market dataPulaski 16143 market data
2026 limits from HUD’s county files (Pittsburgh, Pa). Conforming limits are set by the Federal Housing Finance Agency.