2026 loan limits in Seneca County, Ohio
In Seneca County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Seneca County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Seneca County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Seneca County?
$541,287 for a one-unit home.
More for Seneca County
Seneca County property taxesFHA loan limits toolOhio closing costsAlvada 44802 market dataAttica 44807 market dataBascom 44809 market dataBettsville 44815 market dataBloomville 44818 market dataFostoria 44830 market dataGreen Springs 44836 market dataKansas 44841 market dataMc Cutchenville 44844 market dataOld Fort 44861 market data
2026 limits from HUD’s county files (Tiffin, Oh). Conforming limits are set by the Federal Housing Finance Agency.