2026 loan limits in Scioto County, Ohio
In Scioto County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Scioto County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Scioto County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Scioto County?
$541,287 for a one-unit home.
More for Scioto County
Scioto County property taxesFHA loan limits toolOhio closing costsFranklin Furnace 45629 market dataHaverhill 45636 market dataLucasville 45648 market dataMc Dermott 45652 market dataOtway 45657 market dataPortsmouth 45662 market dataRarden 45671 market dataSouth Webster 45682 market dataWest Portsmouth 45663 market dataWheelersburg 45694 market data
2026 limits from HUD’s county files (Portsmouth, Oh). Conforming limits are set by the Federal Housing Finance Agency.