2026 loan limits in Columbiana County, Ohio
In Columbiana County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Columbiana County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Columbiana County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Columbiana County?
$541,287 for a one-unit home.
More for Columbiana County
Columbiana County property taxesFHA loan limits toolOhio closing costsColumbiana 44408 market dataEast Liverpool 43920 market dataEast Palestine 44413 market dataEast Rochester 44625 market dataHanoverton 44423 market dataHomeworth 44634 market dataLeetonia 44431 market dataLisbon 44432 market dataNegley 44441 market dataNew Waterford 44445 market data
2026 limits from HUD’s county files (Salem, Oh). Conforming limits are set by the Federal Housing Finance Agency.