2026 loan limits in Greene County, New York
In Greene County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Greene County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Greene County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Greene County?
$541,287 for a one-unit home.
More for Greene County
Greene County property taxesFHA loan limits toolNew York closing costsAcra 12405 market dataAshland 12407 market dataAthens 12015 market dataCairo 12413 market dataCatskill 12414 market dataClimax 12042 market dataCornwallville 12418 market dataCoxsackie 12051 market dataDurham 12422 market dataEarlton 12058 market data
2026 limits from HUD’s county files (Non-Metro). Conforming limits are set by the Federal Housing Finance Agency.