2026 loan limits in Rockingham County, New Hampshire
In Rockingham County, a conventional loan up to $962,550 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $962,550.
Conforming limit (1 unit)$962,550High-cost county
FHA limit (1 unit)$962,550High-cost county
Highest price, 20% down, conforming$1,203,188Loan at the limit
Highest price, 3.5% down, FHA$997,461Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $962,550 | $962,550 |
| 2 units | $1,232,250 | $1,232,250 |
| 3 units | $1,489,500 | $1,489,500 |
| 4 units | $1,851,100 | $1,851,100 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,203,188 in Rockingham County and stay conforming; with 10% down, about $1,069,500. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $997,461.
Questions
What is the 2026 conforming loan limit in Rockingham County?
$962,550 for a one-unit home.
What is the 2026 FHA loan limit in Rockingham County?
$962,550 for a one-unit home.
More for Rockingham County
Rockingham County property taxesFHA loan limits toolNew Hampshire closing costsAtkinson 03811 market dataAuburn 03032 market dataCandia 03034 market dataChester 03036 market dataDanville 03819 market dataDeerfield 03037 market dataDerry 03038 market dataEast Hampstead 03826 market dataEast Kingston 03827 market dataEpping 03042 market data
2026 limits from HUD’s county files (Boston-Cambridge-Newton, Ma-Nh). Conforming limits are set by the Federal Housing Finance Agency.