2026 loan limits in Pointe Coupee Parish, Louisiana
In Pointe Coupee Parish, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Pointe Coupee Parish and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Pointe Coupee Parish?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Pointe Coupee Parish?
$541,287 for a one-unit home.
More for Pointe Coupee Parish
Pointe Coupee Parish property taxesFHA loan limits toolLouisiana closing costsBatchelor 70715 market dataFordoche 70732 market dataGlynn 70736 market dataJarreau 70749 market dataLakeland 70752 market dataLettsworth 70753 market dataLivonia 70755 market dataMorganza 70759 market dataNew Roads 70760 market dataOscar 70762 market data
2026 limits from HUD’s county files (Baton Rouge, La). Conforming limits are set by the Federal Housing Finance Agency.