2026 loan limits in Marshall County, Iowa
In Marshall County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Marshall County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Marshall County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Marshall County?
$541,287 for a one-unit home.
More for Marshall County
Marshall County property taxesFHA loan limits toolIowa closing costsAlbion 50005 market dataFerguson 50078 market dataGilman 50106 market dataLaurel 50141 market dataLe Grand 50142 market dataLiscomb 50148 market dataMarshalltown 50158 market dataMelbourne 50162 market dataRhodes 50234 market dataState Center 50247 market data
2026 limits from HUD’s county files (Marshalltown, Ia). Conforming limits are set by the Federal Housing Finance Agency.