2026 loan limits in Grant County, Indiana
In Grant County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Grant County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Grant County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Grant County?
$541,287 for a one-unit home.
More for Grant County
Grant County property taxesFHA loan limits toolIndiana closing costsConverse 46919 market dataFairmount 46928 market dataFowlerton 46930 market dataGas City 46933 market dataJonesboro 46938 market dataMarion 46952 market dataMarion 46953 market dataMatthews 46957 market dataSwayzee 46986 market dataSweetser 46987 market data
2026 limits from HUD’s county files (Marion, In). Conforming limits are set by the Federal Housing Finance Agency.