2026 loan limits in Peoria County, Illinois
In Peoria County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Peoria County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Peoria County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Peoria County?
$541,287 for a one-unit home.
More for Peoria County
Peoria County property taxesFHA loan limits toolIllinois closing costsBrimfield 61517 market dataChillicothe 61523 market dataDunlap 61525 market dataEdelstein 61526 market dataEdwards 61528 market dataElmwood 61529 market dataGlasford 61533 market dataHanna City 61536 market dataKingston Mines 61539 market dataMapleton 61547 market data
2026 limits from HUD’s county files (Peoria, Il). Conforming limits are set by the Federal Housing Finance Agency.