2026 loan limits in Hawaii
5 of Hawaii’s 5 counties are high-cost areas with conforming limits above the $832,750 baseline. The rest use the national limits.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Hawaii County | $1,249,125 | $586,500 |
| Honolulu County | $1,249,125 | $828,000 |
| Kalawao County | $1,299,500 | $1,299,500 |
| Kauai County | $1,249,125 | $1,110,900 |
| Maui County | $1,299,500 | $1,299,500 |
More for Hawaii
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.